Mortgage Loan Specialist

2 weeks ago


Twin Falls, Idaho, United States First Federal Savings Bank Full time
About the Role

We are seeking a highly skilled Mortgage Loan Processor to join our team at First Federal Savings Bank. As a key member of our lending team, you will be responsible for preparing and sending loan disclosure documents, reviewing loan files for compliance, and maintaining regular communication with third parties.

Key Responsibilities
  • Prepare and send loan disclosure documents to borrowers and lending staff.
  • Review loan files for compliance with all regulations and Bank policies and procedures.
  • Verify loan application information provided is complete and complies with lending standards.
  • Maintain regular communication with third parties regarding loan approvals, conditions, and follow-up.
  • Ensure all conditions required by underwriting are in the file prior to borrowers closing.
  • Check that the loan file(s) contain proper documents, signatures, dates, and other relevant information.
  • Process security instrument documentation to perfect liens on collateral.
  • Generate loan closing documents and balance closing fees with settlement agents.
  • Release funds to escrow holder upon loan approval and closings.
  • Perform all job duties and maintain compliance with all banking acts, laws, and regulations applicable to your job function.
Qualifications
  • A High School Diploma or equivalent.
  • Minimum of 1 year lending experience.
Preferred Qualifications
  • Two years of real estate lending experience.
About Us

First Federal Savings Bank is a community-focused bank that has been serving our members and communities for over 100 years. We offer a range of benefits, including paid vacation, sick leave, and holidays, as well as health insurance, dental insurance, and vision insurance. We are committed to providing a positive and supportive work environment, and we encourage our employees to participate in our Pay-It-Forward program to give back to the communities we serve.



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