Mortgage Loan Originator

2 days ago


Gilbert, Arizona, United States Unison Bank Full time
Mortgage Loan Originator Job Summary

The Mortgage Loan Originator is a key role at Unison Bank, responsible for originating new residential mortgage business by building relationships with realtors, builders, mortgage brokers, and new customers. This position requires a strong understanding of mortgage lending and the ability to provide exceptional customer service.

Key Responsibilities:
  • Continues relationships with current referral sources and establishes new relationships with realtors, builders, mortgage brokers, and new customers.
  • Takes FHA, VA, and conventional loan applications and matches the appropriate loan product with borrower's needs while providing a high level of customer service.
  • Completes applications with secondary market and correspondent lenders, as well as portfolio loans for the bank.
  • Analyzes applicant information to determine if borrower, property, and loan conditions meet the bank's and outside investors' required standards.
  • Ensures loan files are complete and documented in accordance with bank policies.
  • Establishes required terms and conditions on approved loans.
  • Attends loan closings, as applicable.
  • Manages the loan portfolio, including credit quality, credit approval, operations process, and profitability.
  • Maximizes fee income associated with loans and maintains an interest rate structure in accordance with overall bank management policies.
  • Manages construction loans, including inspection and lien waiver requirements.
  • Maintains a strong knowledge of the Bank's policies and procedures, identifies any deviations from policy, and ensures compliance with all required regulations and policies.
  • Stays up to date with current trends and market factors affecting mortgage lending.
  • Consistently demonstrates appropriate interpersonal communication skills with customers, coworkers, and outside vendors.

This is a full-time position that requires a strong work ethic and attention to detail. If you are a motivated and customer-focused individual with a passion for mortgage lending, we encourage you to apply for this exciting opportunity.



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