Risk Management Specialist

1 week ago


Boca Raton, Florida, United States FlexShopper Full time
About FlexShopper

FlexShopper, LLC, a wholly owned subsidiary of FlexShopper, Inc. (Nasdaq: FPAY), is a financial and technology company that provides brand name durable goods to consumers on a lease-to-own (LTO) basis through its ecommerce marketplace and LTO payment method. The company also provides LTO technology platforms to retailers and e-tailers to enter into transactions with consumers who want to obtain durable goods, but do not have the available cash or credit.

Job Summary

We are seeking a highly skilled Risk Analyst to join our team. The successful candidate will be responsible for overseeing the development, maintenance, and interpretation of strategies and policies for FlexShopper. This includes identifying and analyzing potential risks, rewards, and opportunities that exist within our operating landscape.

Key Responsibilities
  • Works directly with various multi-disciplinary areas to identify and analyze potential risks, rewards, and opportunities that exist within FlexShopper's operating landscape.
  • Leads and conducts continuous research and statistical analysis, using existing & new data sources to identify factors that impact applicants risk.
  • Evaluates new strategies to reduce risk, with minimal impact to good customers, completes cost/benefits analyses and makes thoughtful recommendations.
  • Works as part of the Risk team to develop risk & fraud prevention strategy criteria, evaluates, and communicates multiple scenarios, works with leadership to assess, deploy, and maintain strategies and policies.
  • Conducts performance monitoring and attribution analysis around effectiveness of Risk tools.
  • Seeks and generates new ideas to enhance business policies to derive actionable outcomes.
Requirements
  • Bachelors degree in a technical discipline, Masters degree preferred: Mathematics, Statistics, Economics, Stem, Finance or Engineering.
  • At least 2 years in one or more areas of risk: Risk or Portfolio Management, Risk Analytics, Risk Policy, Model Development, Fraud Analytics, Fraud Prevention or Fraud Model development experience.
  • At least 4 years of financial industry experience preferred, consumer finance expertise preferred.
What We Offer

FlexShopper is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.



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