Credit Risk Analyst

3 days ago


Seattle, Washington, United States BankTalent HQ Full time
Job Title: Credit Analyst

We are seeking a skilled Credit Analyst to join our team at BankTalent HQ. As a Credit Analyst, you will play a critical role in evaluating the creditworthiness of potential borrowers and making recommendations for loan approvals.

Key Responsibilities:
  • Conduct thorough credit investigations and analysis to determine the creditworthiness of borrowers.
  • Review and analyze financial statements, credit reports, and other relevant data to assess credit risk.
  • Develop and maintain relationships with lending officers and other stakeholders to ensure effective communication and collaboration.
  • Provide recommendations for loan approvals and denials, based on thorough credit analysis and risk assessment.
  • Stay up-to-date with changing credit regulations and laws, and ensure compliance with all relevant requirements.
Qualifications:
  • Bachelor's degree in finance, business, accounting, or a related field.
  • 3+ years of experience in credit/financial analysis, lending, underwriting, or a related field.
  • Basic working knowledge of financial and spread analysis, credit, lending, and underwriting processes and principles.
  • Ability to work with lending officers and staff, and to communicate effectively with clients.
  • Good analytical and problem-solving skills, with the ability to make sound decisions and recommendations.
Benefits:
  • Competitive salary range: $63,825 to $93,610 annually (Level II), or $75,469 to $110,687 annually (Level III), depending on experience.
  • 401(k) plan with company match, Profit Sharing, and competitive compensation in line with work experience.
  • Mental health benefits, including coaching and therapy sessions.
  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business.
  • Employee Ambassador preferred banking products.

We offer a dynamic and supportive work environment, with opportunities for professional growth and development. If you are a motivated and detail-oriented individual with a passion for credit analysis, we encourage you to apply for this exciting opportunity.



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