Commercial Lending Officer

3 weeks ago


Bloomington, Indiana, United States The Peoples State Bank Full time
Job Summary

We are seeking a highly motivated and experienced Commercial Lending Officer to join our team at The Peoples State Bank. As a key member of our Commercial Loan department, you will be responsible for building and maintaining relationships with our banking customers, identifying their financial needs, and providing tailored solutions to meet those needs.

Key Responsibilities
  • Build and maintain profitable lending and deposit relationships with new and existing customers.
  • Originate applications for all types of commercial loans, gathering and analyzing credit and financial information to determine credit quality and appropriateness of bank products and services.
  • Proactively deepen customer relationships by meeting their needs through additional products and services, and actively refer clients to other bank areas for additional needs.
  • Represent the bank at various civic and community functions to further enhance the bank's image and develop additional business opportunities and centers of influence.
  • Meet or exceed assigned sales/loan growth goals, and contribute to the growth of a profitable loan portfolio.
Requirements
  • Five or more years of experience in commercial lending or other job-related experience.
  • Bachelor's Degree in Finance, Accounting, Business, or related field.
  • Demonstrated business development skills, with the ability to call on current and prospective clients.
  • Knowledge of bank lending procedures and adherence to Loan Policy.
  • Ability to properly structure and document credit requests.
  • Working knowledge of bank products and services.
  • Proven analytical skills, with the ability to review and interpret complex data.
  • Proficient written and verbal communication skills, with the ability to analyze, synthesize, and articulate complex ideas.
  • Excellent interpersonal skills, with the ability to interact and collaborate with diverse groups of people.
Benefits
  • 401(k) matching
  • Dental insurance
  • Employee assistance program
  • Health insurance
  • Health savings account
  • Paid time off
  • Vision insurance
Work Environment

This is a full-time position, working in an office environment. The ideal candidate will have a proven track record of meeting or exceeding business objectives, and will be able to work independently with minimal supervision.

Preferred Qualifications
  • Outside sales experience
  • Ability to commute to Bloomington, IN


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