Credit Risk Analyst

3 days ago


Madison, Wisconsin, United States The Symicor Group Full time
The Role

We are seeking a skilled Credit Analyst to join our team at The Symicor Group in Madison, WI. As a Credit Analyst, you will play a critical role in analyzing and underwriting credits for new loans, renewals, and annual relationship reviews.

Key Responsibilities
  • Analyze borrower's strengths, weaknesses, and overall creditworthiness.
  • Perform financial, industrial, macroeconomic, and collateral analysis when underwriting medium to large-size commercial credits for Commercial Relationship Managers.
  • Spread financial statements and tax returns into financial statement spreadsheet software.
  • Conduct financial analysis, calculate financial ratios, conduct comparisons to industry norms, and collateral and guarantor analysis.
  • Prepare documentation and reports for periodic commercial relationship reviews.
  • Help structure loan terms that adhere to credit policy.
  • Prepare projections, if applicable, detailing the effects on the borrower of best-case, worst-case, and most likely-case scenarios.
  • Perform other duties as assigned.
Requirements

You will be successful in this role if you have:

  • A bachelor's degree, or achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree.
  • One year to three years of similar or related experience.
  • Ability to motivate or influence others as a material part of the role, with a significant level of diplomacy and trust.
  • Work frequently involves exercising advanced conflict resolution, giving material presentations, and resolving issues impacting multiple departments or divisions.
  • High level of mathematical, language, writing, and independent reasoning skills.
  • Proficiency in word processing, internet researching, multitasking, and spreadsheet software.
What We Offer

This position includes a generous salary of up to $75K and a full benefits package. This is not a remote position.


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