Loan Origination Specialist

4 days ago


Indianapolis, Indiana, United States AgCredit, ACA Full time
Loan Specialist Role

The Loan Specialist plays a vital role in the Lending Team at AgCredit, ACA, contributing to the financial performance of the Association by delivering high-quality products and services to applicants and members.

Key Responsibilities
  • Completes pre-closing due diligence, including public records searches, credit checks, and collateral evaluations.
  • Ensures accurate and complete loan applications are entered into the origination system.
  • Executes scorecard underwriting and prepares credit packages for eligible loans.
  • Identifies and documents policy exceptions, and approves scorecard loans within delegated authorities.
  • Completes post-approval compliance checks and ensures loans meet approval requirements.
  • Works to satisfy closing conditions and monitors loan progress through underwriting and approval.
  • Creates term sheets, proposal letters, and notices of decision as requested.
  • Prepares and submits applications for FSA guarantees and monitors receipt of commitment.
  • Reviews loan closing documents for accuracy and assists with gathering financial data.
  • Monitors loan pricing and coordinates note modification processing efforts.
  • Assists with lending team's loans maturing and past due loan processes.
  • Supports CRM maintenance, loan portfolio management, and other loan administration tasks.
Customer Relationships

The Loan Specialist builds strong customer relationships by adding value, knowledge, information, and quality service, ensuring a positive and timely delivery of products and services.



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