Mortgage Loan Processor

3 days ago


Huntington Beach, California, United States Summit Lending Full time
Mortgage Loan Processor Job Description

We are seeking a highly skilled Mortgage Loan Processor to join our top-producing team at Summit Lending. As a key member of our team, you will be responsible for managing all aspects of the loan process, from contract to close.

Responsibilities:
  • Submit detailed loan packages to the lender underwriting department for approval or denial, and communicate with underwriters to clarify conditions and satisfy these by coordinating with the borrower.
  • Maintain detailed documentation of the loan process in our system, from origination to close.
  • Handle all borrower communication from the point of contract to closing the loan.
  • Follow up on loan documentation ordered in a timely manner to ensure closing dates and company deadlines are met.
  • Order the following property and loan documentation as necessary for each file: verification of employment, evidence of insurance, payoffs, tax transcripts, credit supplements, condo questionnaires, subordination requests, and title work to ensure a smooth loan process.
Qualifications:
  • Exceptional attention to detail, and must be organized and have excellent time management skills.
  • Can correctly analyze and interpret income, and asset documents, credit reports, and the variety of ways to structure a loan.
  • Solid understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation.
  • Great interpersonal, communication, and customer service skills.
  • Experience working in a broker's environment and using Calyx Point software.

We are looking for a motivated and detail-oriented individual who can work independently and as part of a team to ensure timely closings and meet company deadlines. If you have a passion for helping others and are looking for a dynamic role in the mortgage industry, we encourage you to apply.



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