Agricultural Finance Specialist
3 days ago
Job Summary
This role is an excellent opportunity to utilize your expertise in commercial and agricultural lending. As a Commercial/Agricultural Loan Officer at First Nebraska Bank, you will be responsible for developing and maintaining loans primarily for commercial, small business, professional, construction, commercial real estate purposes, and agricultural loans.
Responsibilities:
- Gather pertinent financial data, prepare a thorough credit analysis, loan presentation, and determine the acceptable risk and structure of the loan that complies with the bank's underwriting standards.
- Grant loans within lending authority and make recommendations to the loan committee on loans above their lending authority.
- Closing loans, assuring conformity with all regulations and proper documentation.
- Ensure customer total financial service needs are identified and met through consistent delivery of quality customer service.
- Contact delinquent customers to collect on past due loans.
- Work with bank personnel in expanding and promoting bank products and services to existing and new or prospective deposit and lending customers.
- Represent the bank in various civic and community organizations to enhance its image and develop additional business.
Skills and Qualifications:
- Strong customer service skills and public interaction.
- Self-directed, growth-oriented individual who takes initiative and uses good judgment in making decisions.
- Ability to analyze credit factors, including financial statements and tax returns.
- Bachelor's Degree in business, banking, finance, or related field.
- Minimum 2-3 years of banking experience with emphasis in commercial lending.
- Valid Driver's License.
About Us
First Nebraska Bank is an Affirmative Action and Equal Opportunity Employer.
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