Loan Assistant

2 months ago

Clinton, United States OakStar Bank Full time
Description

SUMMARY

The position of Loan Assistant is responsible for performing routine clerical duties related to consumer loan applications, processes consumer advances on lines of credit, may prepare DDA overdraft protection line documents, boards loans on the Bank's mainframe computer and loan documentation systems, works daily and monthly exception and delinquency reports, distributes daily and monthly reports, and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.

ESSENTIAL DUTIES
  • Begins credit request process, inputs applicant information such as borrower's name and address, inputs the appropriate purpose, SIC and CRA codes, lists loan amount, terms, grade, purpose, collateral and account balances, may order preliminary reports (e.g., title, flood, UCC, Secretary of the State, etc.).
  • Runs credit reports on current or prospective borrowers as necessary for all related interests.
  • Conducts account research to update customer's complete banking relationship.
  • Processes consumer loan advances.
  • Reviews loan approvals to ensure information is complete, follows up to obtain missing data, inputs data and generates loan documents on the loan documentation or word processing software ensuring accuracy and completeness.
  • May prepare and send commitment, engagement, auction and decline letters.
  • Boards completed loans on the Bank's mainframe computer system and loan documentation software system.
  • Sets up and maintains credit and other files for documentation and compliance, vehicle title work and UCC filings.
  • May work with insurance policies and related reports, contacts agents, works closely with loan officers and customers to ensure proper insurance is received and maintained.
  • May sort and distribute daily and monthly loan reports to applicable branches or departments.
  • Answers the telephone, responds to routine loan officer or customer inquiries relative to account balances, loan balances and payoff requests.
  • Assists loan officers and other personnel to ensure proper related documentation is prepared and/or provided.
  • May process interest payments from the Bank's interest reserve.
  • May assist with uploading and reviewing new and renewed loans.
  • May close paid loans and terminate collateral when applicable.
  • May process various loan reports and callbacks.
  • Provides effective customer service and assists in resolving problems within given authority.
  • Calculates loan pay off amounts for certain types of loans.
  • May be required to perform official notary services, type routine letters, reports, and forms.
  • Operates computer terminal or personal computer to process loan activity, determine balances, and resolve problems within given authority.
  • Maintains files, copies and faxes documents, and orders and distributes supplies.
  • Treats people with respect, keeps commitments, Inspires the trust of others, works ethically and with integrity, upholds organizational values, and accepts responsibility for own actions.
  • Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, educates others on the value of diversity, promotes working environment free of harassment of any type, and builds a diverse workforce and supports affirmative action.
  • Follows policies and procedures, completes administrative tasks correctly and on time, supports the Bank's goals and values, and benefits the Bank through outside activities.
  • Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct.
MINIMUM REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
  • High school diploma or general education degree (GED) and 2+ years of related experience and/or training, or the equivalent combination of education and experience. Work related experience should consist of a banking background. Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be business or financial industry related.
  • Basic experience, knowledge and training in deposit or lending activities, terminology, and products and services.
  • Basic knowledge of related state and federal banking compliance regulations, and other Bank deposit or lending policies.
  • Basic skills in computer terminal and personal computer operation, mainframe computer system, word processing, spreadsheet, and specialty software programs.
  • Basic typing skills to meet production needs of the position.
  • Basic math skills: calculate interest and balance accounts, add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals, locate routine mathematical errors, count currency, coin and negotiable instruments in a timely manner.
  • Effective verbal, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees.
  • Ability to deal with routine problems involving multiple facets and variables in standardized situations.
  • Good organizational and time management skills.
  • Ability to work with general supervision while performing duties.
  • Current STATE driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.

Management reserves the right to change this position description at any time according to business needs.

Updated: September 27, 2024

  • Commercial Loan Assistant

    3 weeks ago

    Clinton, United States Equity Bank Full time

    Position: Commercial Loan Assistant Location: Clinton, MO Status: FT Hourly Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products...

  • Residential Mortgage Loan Officer

    4 weeks ago

    Clinton, New Jersey, United States Unity Bank Full time

    Job SummaryUnity Bank is seeking a highly skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for originating and pre-qualifying mortgage loans, ensuring that goals are met, and adhering to all applicable policies and procedures.Key ResponsibilitiesOriginate and pre-qualify mortgage loans to meet or exceed...

  • Consumer Loan Underwriter

    2 weeks ago

    Clinton, New Jersey, United States Unity Bank Full time

    Job DescriptionUnity Bank is seeking a skilled Consumer Loan Underwriter to join our team in New Jersey. As a Consumer Loan Underwriter, you will be responsible for reviewing and analyzing construction and consumer loan applications to ensure compliance with industry guidelines and bank policies.Key Responsibilities:Review credit, income, asset, property,...

  • Residential Mortgage Loan Officer

    4 weeks ago

    Clinton, Iowa, United States Unity Bank Full time

    Job SummaryWe are seeking a highly skilled Mortgage Loan Officer to join our team at Unity Bank. As a key member of our mortgage lending team, you will be responsible for originating and managing profitable residential lending relationships.Key ResponsibilitiesOriginate and pre-qualify mortgage loans to meet or exceed sales targetsConduct thorough...

  • Residential Mortgage Loan Officer

    4 weeks ago

    Clinton, New Jersey, United States Unity Bank Full time

    Job Title: Residential Mortgage Loan OfficerJob Summary:The Residential Mortgage Loan Officer is responsible for managing and growing profitable residential lending relationships at Unity Bank. This role involves originating and pre-qualifying mortgage loans, ensuring goals are met, adhering to all applicable policies and procedures, and satisfying customer...

  • Residential Mortgage Loan Officer

    4 weeks ago

    Clinton, Iowa, United States Flagstar Bank Full time

    Job SummaryWe are seeking a highly skilled Residential Mortgage Loan Officer to join our team at Flagstar Bank. As a key member of our mortgage lending team, you will be responsible for originating and managing profitable residential lending relationships.Key ResponsibilitiesOriginate and pre-qualify mortgage loans, ensuring goals are met and policies are...

  • Social Services Assistant

    4 weeks ago

    Clinton, Maine, United States Oak Grove Center - Waterville, ME Full time

    Join Our Team as a Social Services Assistant at Oak Grove CenterWe are seeking a dedicated and compassionate Social Services Assistant to join our team at Oak Grove Center in Waterville, ME. As a Social Services Assistant, you will play a vital role in enhancing the lives of our patients/residents by identifying their strengths, social, emotional, and mental...

  • Housekeeping and Laundry Assistant

    3 weeks ago

    Clinton, United States Magnolia Health Systems Full time

    About the Role:Vermillion Convalescent Center is seeking a skilled Housekeeping and Laundry Assistant to join our team. As a key member of our health care team, you will play a vital role in maintaining a clean, safe, and comfortable environment for our residents.Responsibilities:Secure soiled linen hampers and personal clothing from designated areas and...

  • Nursing Assistant Specialist

    3 weeks ago

    Clinton, Iowa, United States Magnolia Health Systems Full time

    Benefits OverviewVermillion Convalescent Center offers a comprehensive benefits package to support the well-being of our employees. Our benefits include: Dental Insurance through Paramount Dental Vision Insurance through EyeMedHealth Insurance:No deductiblePremiums start at $1.15 per weekCoverage includes: Physician visits, including mental health and...

  • Special Education Assistant

    4 weeks ago

    Clinton, Iowa, United States Clinton Community School District Full time

    Join Our Team as a Special Education ParaeducatorWe are seeking a dedicated and compassionate Special Education Paraeducator to join our team at Clinton Community School District. As a Paraeducator, you will play a vital role in supporting students with special needs, providing individualized attention, and helping them reach their full potential.About the...

  • Emergency Department Physician Assistant

    3 weeks ago

    Clinton, United States Sampson Regional Medical Center Full time

    Sampson Regional Medical Center, located in Clinton, NC, is seeking an experienced Emergency Medicine physician assistant to join its Emergency Medicine team. With an average daily volume of 90-100, we seek a skilled and experienced candidate who maintains a strong focus and commitment to providing outstanding and compassionate care to all patients.This...

  • ASSISTANT Manager Clinton Subway

    2 weeks ago

    Clinton, United States Subway Full time

    Assistant Manager - Subway Restaurant Starting pay including tips! Location: 03 28823 at Walmart 2715 S 25th St, Clinton, IA 52732, USA Are you looking for a delicious and fun working environment? If so, we have an immediate and time-sensitive opening for an Assistant Manager at Subway! What's in it for you: It's fun here! Competitive pay above minimum wage...

  • ASSISTANT Manager Clinton Subway

    1 week ago

    Clinton, United States Subway Full time

    Assistant Manager - Subway Restaurant Starting pay including tips! Location: 01 10560 N 2nd St 807 N 2nd St, Clinton, IA 52732, USA Are you looking for a delicious and fun working environment? If so, we have an immediate and time-sensitive opening for an Assistant Manager at Subway! What's in it for you: It's fun here! Competitive pay above minimum wage...

  • Hospitalist Physician Assistant

    4 weeks ago

    Clinton, Indiana, United States Vituity Full time

    Transforming Healthcare TogetherVituity is seeking a skilled Hospitalist Physician Assistant to join our team at Union Hospital Clinton in Clinton, IN. As a valued member of our Hospital Medicine team, you will play a critical role in improving the lives of our patients and communities.About the OpportunityWe are seeking a Hospitalist physician assistant and...

  • SBA Business Development Executive

    1 week ago

    Clinton, United States Unity Bank Full time

    Position Summary The SBA Business Development Executive develops contacts and generates leads to sell SBA loan products to potential and existing customers. The incumbent screens and evaluates new loan requests, packages the required loan documentation, and completes the initial draft of loan proposals for submission to the credit department. The SBA...

  • SBA Business Development Executive

    2 weeks ago

    Clinton, United States Unity Bank Full time

    Position Summary The SBA Business Development Executive develops contacts and generates leads to sell SBA loan products to potential and existing customers. The incumbent screens and evaluates new loan requests, packages the required loan documentation, and completes the initial draft of loan proposals for submission to the credit department. The SBA...

  • Hospitalist Physician Assistant

    4 days ago

    Clinton, United States Vituity Full time

    Clinton, IN - Seeking Hospitalist Advanced Providers Become a Valued Member of Your Hospital Medicine Team As an Advanced Provider, you play a critical role our mission to improve lives in Hospital Medicine and are a valued member of the full care team. At Vituity we know the impact you can have. Join the Vituity Team. At Vituity we've cultivated an...

  • Hospitalist Physician Assistant

    2 weeks ago

    Clinton, United States Vituity Full time

    Clinton, IN - Seeking Hospitalist Advanced Providers Become a Valued Member of Your Hospital Medicine Team As an Advanced Provider, you play a critical role our mission to improve lives in Hospital Medicine and are a valued member of the full care team. At Vituity we know the impact you can have. Join the Vituity Team. At Vituity we've cultivated an...

  • Internal Medicine Physician Opportunity

    4 weeks ago

    Clinton, Missouri, United States AMN Healthcare Full time

    Job OpportunityA reputable healthcare organization is seeking a qualified internal medicine physician to join its team in a 100% outpatient position. This opportunity offers a 4.5-day workweek with no call and no weekends required, as well as optional inpatient duties. The annual potential is $350,000, and a sign-on bonus and relocation assistance are...

  • Medical Assistant with X-Ray Tech

    2 months ago

    Clinton, United States CareNow Full time

    Description This position is incentive eligible. IntroductionAre you passionate about the patient experience? At HCA Healthcare, we are committed to caring for patients with purpose and integrity. We care like family! Jump-start your career as a(an) Medical Assistant with X-Ray Tech today with CareNow.BenefitsCareNow, offers a total rewards package that...