![Guild Mortgage](https://media.trabajo.org/img/noimg.jpg)
Loan Officer
2 months ago
Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company’s Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters, and customers.
Essential Functions
Obtain an accurate and thorough 1003.
Collect supporting documentation from the borrower:
30-day pay stubs
2 years tax returns
Last 2 years W2’s
LOE for Gaps in jobs
At initial contact with the borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within the regulations timeframe.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to the ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain a UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with the commitment to Customer:
Issue Lender Credit if needed
If the loan is out of balance, work with the processor & branch manager to request a subsidy
Resolve file problems, bottlenecks, and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track, and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products, and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in the execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish, and interpret information received visually and through audio; e.g., words, numbers, and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Guild offers a pleasant work environment, competitive compensation, and an excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD, and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
#J-18808-Ljbffr
-
Loan Officer
3 months ago
Orange County, United States Griffin Funding Full timeJob DescriptionJob DescriptionGriffin Funding is a national direct lender focusing on Non-QM (DSCR, Bank Stmt, & 5-10 units), VA and HELOANs Loans in 27 states. Our Orange County office is located in Laguna Niguel. We are seeking experienced Loan Officers to call and close our leads.We are GROWING & PROFITING in this market, while others are...
-
Mortgage Loan Officer
3 months ago
Port Orange, United States HILLHURST MORTGAGE, INC. Full timeJob DescriptionJob DescriptionWe are seeking Mortgage Loan Officers to join our dynamic team! Are you ready to be part of a powerful mortgage origination group? We are looking for dedicated loan officers who are passionate about providing world-class service to borrowers, strategic partners, and team members. If you are enthusiastic about helping people...
-
Ag & Commercial Loan Officer
3 months ago
Orange City, United States Iowa State Bank Inc Full timeJob Type Full-time Description Lender responsible for making and servicing loan activity for (either/and/or consumer, agricultural, commercial, or real estate) loans. Assists management in making recommendations to overall loan objective, policies and procedures. Provides advice and guidance to others engaged in loan activity to ensure that loans are...
-
Loan Processing Specialist
7 days ago
Orange, New Jersey, United States Agriculture, Rural Development Full timePosition Overview This role is situated within a State or Area Office of USDA/Rural Development (RD). The individual in this position will manage loans that are either issued or backed by the government, along with grants for small-scale commercial ventures. Potential hiring incentives may be available for this position. This role requires in-person...
-
Loan Processing Specialist
7 days ago
Orange, New Jersey, United States Agriculture, Rural Development Full timePosition Overview This role is situated within a State or Area Office of USDA/Rural Development (RD). The individual in this position will manage loans either issued or backed by the government, as well as grants for small-scale commercial financing. Note: This position may qualify for hiring incentives. This role requires in-person attendance at the...
-
Non Agency Underwriter
3 months ago
Orange, United States Orion Lending Full timeJob DescriptionJob DescriptionCompany MissionOrion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned...
-
FHA Underwriter
2 months ago
Orange, United States Orion Lending Full timeJob DescriptionJob DescriptionCompany MissionOrion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned...
-
Chief Financial Officer
2 months ago
Orange, United States B2B CFO Full timeSeeking An Experienced CFO Are you a driven and entrepreneurial CFO with experience in helping business owners improve their business? Would you like to guide business owners in selling or buying privately held companies? Would you like to be rewarded for your skill and experience? Are you seeking a unique opportunity to control your career while...
-
Mortgage Branch Manager
2 months ago
Port Orange, United States HILLHURST MORTGAGE, INC. Full timeJob DescriptionJob Description**Job Overview: **Join our team at HILLHURST MORTGAGE, INC. as a Producing Branch Manager, where you will oversee and scale our Florida branch. You'll manage the entire loan origination process and help us grow our market share in Florida.**Responsibilities: **- Oversee the loan origination process from application to...
-
Mortgage and Consumer Lending Professional
2 days ago
Orange City, Iowa, United States SNB Full time**About the Role**We are seeking a highly skilled and dedicated Mortgage & Consumer Lender to join our team at Security National Bank (SNB). As a key member of our lending team, you will play a crucial role in helping our customers achieve their homeownership and financial goals.**Key Responsibilities**Take loan applications for residential mortgage and...
-
Full Time Colon and Rectal Surgery Physician
1 month ago
Orange, California, United States Enterprise Medical Recruiting Full timeA thriving hospital-owned multi-specialty group in northwest Indiana is searching for a BE/BC Colorectal Surgeon. Practice Highlights:Work at one hospitalGreat callDa Vinci Xi and Hybrid OR?sLargest Multi-Specialty Group in the region, yet with independent practicesLevel 2 trauma Center with clinic offices on campusAcademic Affiliation-potentialOver 400...
-
Referral Coordinator
3 months ago
Orange, United States Illumination Foundation Full timeJob DescriptionJob Description“Every person deserves compassion, dignity, and the safety of a place to call home.”Homelessness is the largest social and public health crisis in California. Illumination Foundation (IF) is a growing non-profit organization dedicated towards disrupting the cycle of homelessness by providing targeted, interdisciplinary...
-
Referral Coordinator
3 months ago
Orange, United States Illumination Foundation Full timeJob DescriptionJob Description“Every person deserves compassion, dignity, and the safety of a place to call home.”Homelessness is the largest social and public health crisis in California. Illumination Foundation (IF) is a growing non-profit organization dedicated towards disrupting the cycle of homelessness by providing targeted, interdisciplinary...
-
Housing Retention Specialist
2 months ago
Orange, United States Illumination Foundation Full time“Every person deserves compassion, dignity, and the safety of a place to call home.” Homelessness is the largest social and public health crisis in California. Illumination Foundation (IF) is a growing non-profit organization dedicated towards disrupting the cycle of homelessness by providing targeted, interdisciplinary services in our recuperative care...
-
Case Manager
2 months ago
Orange, United States Illumination Foundation Full timeJob DescriptionJob Description“Every person deserves compassion, dignity, and the safety of a place to call home.”Homelessness is the largest social and public health crisis in California. Illumination Foundation (IF) is a growing non-profit organization dedicated towards disrupting the cycle of homelessness by providing targeted, interdisciplinary...
-
General Manager
2 weeks ago
Orange, United States Community Choice Financial Family of Brands Full timeJob DescriptionOverview: General Manager As a General Manager, you will lead the success of your store and team by setting the bar high for performance and providing the white-glove experience our customers expect. You will coach, develop, and lead your team to reach Company objectives and serve as the trusted face of the store, helping to build brand...
-
Facilities Maintenance Technician
7 days ago
Orange, California, United States Illumination Foundation Full timeJob Overview"Every individual deserves respect, care, and a secure place to call home." Homelessness represents a significant social and public health challenge in California. Illumination Foundation (IF) is a dynamic non-profit organization committed to breaking the cycle of homelessness through specialized, interdisciplinary services across our...
-
Medical Coordination Assistant
2 months ago
Orange, United States Illumination Foundation Full timeJob DescriptionJob Description“Every person deserves compassion, dignity, and the safety of a place to call home.”Homelessness is the largest social and public health crisis in California. Illumination Foundation (IF) is a growing non-profit organization dedicated towards disrupting the cycle of homelessness by providing targeted, interdisciplinary...
-
Mortgage & Consumer Lender
1 month ago
Orange City, United States Security National Bank Full timeAre you a dedicated professional with a passion for helping others achieve their homeownership and financial goals?At Security National Bank, if there is one belief we hold together as a team, it’s that everything matters. From the words we say, to the way we dress, to the decisions we make and the actions we take – every single thing we do...
-
Maintenance Associate
3 weeks ago
Orange, United States Illumination Foundation Full timeJob DescriptionJob Description“Every person deserves compassion, dignity, and the safety of a place to call home.”Homelessness is the largest social and public health crisis in California. Illumination Foundation (IF) is a growing non-profit organization dedicated towards disrupting the cycle of homelessness by providing targeted, interdisciplinary...