Senior Credit Analyst

2 weeks ago

Rockville, United States Capital Bank Full time

Description

About Us Capital Bank N.A. is the fifth largest bank headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states.

Come join a bank where our employees thrive and are engaged in meaningful work. For the third year in a row, American Banker named Capital Bank one of the "Best Banks to Work For" in the U.S.

Position Description Capital Bank is currently looking for an experienced Credit Analyst to join our team. This role will provide quality service to internal Commercial Lenders through personal and business financial statement analyses by utilizing internal and external technology. The role will focus on C&I Underwriting and supporting the CRE lending team in producing financial spreads, participating in loan committee meetings, high level analytical underwriting to take part in lending decisions.

Position Responsibilities

Keeps on top of industry best practice and is constantly looking for, proposing and implementing new technology to enable better internal customer service and accuracy.

Provides quality service to internal relationship managers through personal and business financial statement analysis utilizing internal and external technology and resources relative to Commercial and Industrial as well as Real Estate Based lending proposals.

Interacts with management relative to overall credit risk assessments and analysis.

Mentors and coaches analysts within the team to help develop their skills.

Perform narrative analysis of corporate spreads to communicate the financial strengths and weaknesses to the appropriate approver.

Analyze personal net worth, and personal and contingent debt to determine guarantor strength.

Interact with Commercial Lenders and approving officers to assist in appropriate loan structure that addresses client need while minimizing risk to the Bank.

Assist in drafting loan offering package for approval.

Perform collateral analysis.

Attend customer meetings and participate in telephone conference calls, as necessary.

Maintain compliance with internal Bank policies and procedures.

Stay informed about the legal, compliance and market-risk-related issues involved in the approval of credit.

Work with the team to solve complex credit issues and ensures that the final work product is in line with the Bank's expectations and timelines.

Attend Credit Loan Committee and other relevant meetings.

Other duties as assigned.

Minimum Education & Experience

Bachelor's Degree in a related field of study required or equivalent in experience.

Proven experience managing a loan pipeline

A minimum of 10+ years work experience as an Underwriter with a focus on C&I and exposure to CRE.

Preferred Qualifications and Skills

Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook.

Proficient with Statement Analyzer Software Program (formerly Baker Hill) or similar financial statement analysis software experience.

Excellent verbal and written communication skills.

Highly analytical in nature.

Ability to multi-task and deliver accurate results within established service level timeframes.

Ability to work in a fast-paced environment.

Additional Details

Flexible hybrid schedules may be considered dependent upon prior experience.

Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) #J-18808-Ljbffr

  • Senior Fraud Analyst

    3 weeks ago

    Rockville, United States Lafayette Federal Credit Union Full time

    Welcome to Lafayette Federal Credit Union Careers! Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in our endeavor to be the premier financial partner for every one of our members. Do you have experience investigating suspicious transactions alerted through the...

  • Credit Analyst

    2 weeks ago

    Rockville, United States Capital Bank Full time

    Description About Us Capital Bank N.A. is the fifth largest bank headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across...

  • Financial Controls Analyst

    1 week ago

    Rockville, United States MDDC Credit Union Association Full time

    Welcome to Lafayette Federal Credit Union Careers! Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in in our endeavor to be the premier financial partner for every one of our members. Do you have strong communication, and interpersonal skills? Are you effective at...

  • Investor Relations Analyst

    1 week ago

    Rockville, United States Lafayette Federal Credit Union Full time

    NOTICE: JOB APPLICANTS LIMITED TO DC, MD, OR VA RESIDENTS. POSITION IS HYBRID. Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions. Lafayette Federal Credit Union has earned the 2024 Top Workplaces award from USA Today! Welcome to Lafayette Federal Credit Union...

  • Senior Data Analyst

    2 weeks ago

    Rockville, United States Capital Bank Full time

    Description About Us Capital Bank N.A. is headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. OpenSky, a...

  • Senior Financial Analyst

    3 weeks ago

    Rockville, United States Morgan Stephens Full time

    Job Title: Senior Financial Analyst Location: Rockville, MD - On-Site Position Position Type: Full-Time About Us: Our client is a leading business consulting firm specializing in providing comprehensive financial and business analysis services to a diverse portfolio of clients. We are currently seeking an experienced On-Site Senior Business Analyst to join...

  • Senior Integrations Analyst

    4 weeks ago

    Rockville, United States fusionSpan Full time

    fusionSpan is a dynamic, fast-paced organization. We are a team of highly committed individuals who are inspired by the role technology plays in society. This position is 100% remote across the US. Working hours align with EST timezone.As the Senior Integration Analyst you will be a part of the Delivery team, you will bring your knowledge and work on...

  • Senior Integrations Analyst

    2 days ago

    Rockville, United States fusionSpan Full time

    fusionSpan is a dynamic, fast-paced organization. We are a team of highly committed individuals who are inspired by the role technology plays in society. This position is 100% remote across the US. Working hours align with EST timezone. As the Senior Integration Analyst you will be a part of the Delivery team, you will bring your knowledge and work on...

  • Senior FP&A and Pricing Analyst

    1 week ago

    Rockville, United States Cartridge Technologies Inc Full time

    Founded in 1990, CTI is a PE-backed, growth-focused Federal Government contractor that specializes in providing print and data management services for DoD and Federal Civilian agencies. Scope of Work: CTI’s Corporate Finance team is looking to hire a Senior FP&A and Pricing Analyst to lead the planning, analysis, and pricing functions for the enterprise....

  • Senior Data Scientist

    2 weeks ago

    Rockville, United States Capital Bank, N.A. Full time

    About Us Capital Bank N.A. is headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. OpenSky, a division of...

  • Senior Data Scientist

    2 weeks ago

    Rockville, United States Capital Bank Full time

    Description About Us Capital Bank N.A. is headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. OpenSky, a...

  • Senior Data Analyst

    2 weeks ago

    Rockville, United States RIT Solutions, Inc. Full time

    Need LinkedIn with profile picture and strong connections and profile should be old not the newly created. Note: The initial 3 weeks will require on-site presence in the Deerfield Beach office. Candidates must have suitable hardware for a Windows environment, reliable internet, and video conferencing capabilities. Attendance in meetings and adherence to...

  • Human Resources Data Analyst II

    1 week ago

    Rockville, United States Abacus Full time

    Job Title Human Resources Data Analyst II Client Company/Dept. Name Department of Health and Human Services ddress Office of Acquisition, Management and Policy, 5600 Fishers Lane, Rm 14W26B City Name Rockville State Name MD-Maryland Zip Code 20857 If others (Address) Duration of the project Project Start Date ug 14-2023 Project End Date 02-13-2024 Due date...

  • Senior Commercial Loan Development Officer

    4 days ago

    Rockville, United States National Institutes of Health Federal Credit Union Full time

    The Senior Commercial Loan Development Officer is charged with the overall success of the Member Business Lending Origination Program through effective relationship management. MAJOR DUTIES AND RESPONSIBILITIES - Develop and implement sales & lead ge Commercial, Officer, Development, Senior, Business, Banking, Business Services

  • Senior Commercial Loan Development Officer

    5 days ago

    Rockville, United States National Institutes of Health Federal Credit Union Full time

    The Senior Commercial Loan Development Officer is charged with the overall success of the Member Business Lending Origination Program through effective relationship management. MAJOR DUTIES AND RESPONSIBILITIES - Develop and implement sales & lead ge Commercial, Officer, Development, Senior, Business, Banking, Business Services

  • Senior Accountants

    3 days ago

    Rockville, United States Sarfino & Rhoades LLP Full time

    Job Description Job Description We are seeking Senior Accountants to work with supervisors and partners on audits, reviews and compilations of financials statements. You will also have the opportunity prepare tax returns for individuals and small businesses. If you enjoy building your skills among auditing, taxation, and other accounting services, then your...

  • Senior Staff Accountant

    6 hours ago

    Rockville, United States Capital Bank Full time

    Description About Us Capital Bank, N.A. (NASDAQ: CBNK) is headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nationwide lending brands: Capital Bank Home Loans, a premier nationwide mortgage lender and OpenSky, a credit card division that offers and...

  • Senior Management Analyst

    1 day ago

    Rockville, United States Alfonso & Associates Consulting, Inc. Full time

    Job DescriptionJob DescriptionPOSITION IS IN FALLS CHURCH, VIRGINIATitle:                Senior Management Analyst/Task ManagerLocation:          Washington, DC MetroDescription:  Alfonso & Associates seeks a Project Manager for Facilities to join its Facilities Support Services Practice Group located in the National Capital...

  • Senior Staff Accountant

    2 weeks ago

    Rockville, United States Capital Bank Full time

    Description About Us Capital Bank, N.A. (NASDAQ: CBNK) is headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nationwide lending brands: Capital Bank Home Loans, a premier nationwide mortgage lender and OpenSky, a credit card division that offers and...

  • Senior Budget Analyst

    3 weeks ago

    Rockville, United States Axle Informatics Full time

    Overview: Axle Informatics is a bioscience and information technology company that offers advancements in translational research, biomedical informatics, and data science applications to research centers and healthcare organizations around the globe. With experts in biomedical science, software engineering, and program management, we focus on developing and...