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Senior Underwriter

2 months ago


Minneapolis, United States Gravie Full time

Gravie is seeking a Senior Underwriter for Gravie’s Comfort health plan and other proprietary insurance products. This role will take on complex business quotes and rate development central to the successful pricing of Gravie’s insurance business and will play a key role in helping Gravie win and retain customers. The Senior Underwriter will also have risk review responsibility. Our industry-changing products and services are developed and delivered by a diverse group of unique people. We encourage you to be your authentic self - we like you that way. You Will: Use Gravie’s proprietary underwriting engine to offer competitive pricing for a first-of-its-kind health plan to employers and their employees across the country. Coordinate the pricing for certain segments of new and renewal employer group cases on Gravie’s proprietary products within designated authority limits. Coordinate and review Individual Health Questionnaires (IHQ) and partner with the Medical Underwriting team as needed to derive the cost projections for each individual enrolled in the plan. Underwrite level-funded and self-funded cases with both individual and aggregate stop loss offerings, relying on claims experience, medical health questionnaires and other related data/information. Review underwriting case preparation work from Associate Underwriters and Underwriters and request and/or add analyses as necessary to accurately assess risk and recommend pricing for cases. In some instances, you will be required to roll up your sleeves to review and synthesize a variety of materials related to employer groups’ health plan performance to prepare cases for underwriting review, as well as make recommendations to Underwriting leadership. Support larger team by meticulously evaluating and completing risk reviews Use your experience to act as a mentor and coach to provide support to Associate Underwriters and Underwriters Learn the ins and outs of Gravie’s proprietary underwriting engine; add your experience and judgment when underwriting cases; and contribute to the improvement and evolution of Gravie’s underwriting practices. Work closely with Sales Operations, Actuarial and Analytics teams to support Gravie’s busy and growing pipeline of quotes successfully and efficiently. Work closely with Account Management and Underwriting Leadership on strategies and pricing to support the retention of existing customers. As assigned, support key Underwriting projects designed to drive efficiencies and automation to support the rapid scaling of the business. You Bring: Bachelor’s degree in Business, Finance, Economics, Statistics, Mathematics, Insurance or other related majors 5+ years of relevant group health fully-insured, self-insured, level funded, and/or stop loss underwriting Strong analytical aptitude and problem-solving skills Quantitative proficiency and a love of working with numbers Strong Microsoft Excel skills Excellent attention to detail An appetite for learning and quickly putting what you learn into practice Strong verbal and written communication skills Habits of excellent organization, time management, and responsiveness Decision making skills A flexible attitude and ability to work independently and as part of a team Demonstrated commitment to core Gravie competencies of being authentic, curious, creative, and results oriented

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