Business Banker II

3 weeks ago

St Louis, United States The Ladders Full time
It's fun to work in a company where people truly BELIEVE in what they're doing

We're committed to bringing passion and customer focus to the business.

The Business Banker is focused on acquiring, growing, and retaining a large client base of key business relationships, along with cross selling the bank's other business lines in local markets through a relational business development plan. Key measurements of success are net new loan and deposit growth, fee income, referrals to other lines of business and portfolio management including asset quality. Officers in this position are expected to manage a portfolio, with an average loan size of less than $5M.

Essential Duties and Responsibilities
  • Strategic focus on small and mid-size commercial client activity through relational selling as a trusted advisor role to assist them in recognizing opportunities and risks while helping them accomplish their goals through their use of Simmons Bank's products and services.
  • Establishes and negotiates the terms under which commercial credit will be extended including cost, risk, and profitability determining the method, schedule and collateral requirements.
  • Responsible for deposit and loan growth.
  • Well trained on identifying and referring SBA opportunities.
  • Reviews and analyzes financial information to determine a customer's creditworthiness.
  • May present recommendations to loan committee and exhibits a deep understanding of credits presented.
  • Responsible for the profitability of all commercial relationships within the portfolio.
  • Monitor loan repayment activities, the collection of past due accounts, and credit and collateral deficiencies.
  • Adheres to loan policies and procedures with complete documented files to ensure satisfactory reviews from internal and external audits.
  • Actively refers other bank products, such as: all commercial loan and deposit products, treasury management, mortgage, employee benefits, wealth management services and related retail products to build deep banking relationships.
  • Become active in the community through membership in business organizations, community events and/or non-profit organizations where one can be in a position to advance the reputation of the Bank.
  • Ability to meet individual goals and contribute in a team-oriented environment to ensure departmental and Bank wide goals are met. Sets and achieves challenging goals without direct supervision and contributes to a positive team spirit.
  • Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
  • Performs other duties and responsibilities as assigned.
Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
  • Skills
  • Well-developed interpersonal and negotiating skills.
  • Excellent written and verbal communication skills.
  • Basic accounting, credit, and sales skills.
  • Detail oriented and proven ability to multi-task.
  • Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations.
  • Ability to read, analyze and interpret financial report and/or legal documents.
  • Ability to write routine reports and business correspondence.
  • Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization.
  • Ability to effectively present information and respond to questions from groups of managers, clients, customers and the general public and/or boards of directors.
  • Education and/or Experience
  • A Bachelor's degree in business, finance, related field, or relevant job experience is preferred.
  • One to two years lending experience with basic sales skills are preferred.
  • Experience in the local market required for better understanding of the lending environment and potential customer base is preferred.
  • Two to four years lending experience with developed sales skills are preferred.
  • Computer Skills
    • MS Office programs
    • Experience with lending computer software is preferred.
  • Certificates, Licenses, Registrations
  • NMLS required.
  • Other Qualifications (including physical requirements)
  • Time Management
  • Strong leadership skills
  • Able to motivate and lead others
  • Must possess oral and written communication skills
  • Must maintain the ability to perform in a sales environment


Other

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties and responsibilities may change at any time with or without notice.

Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.

  • Personal Banker

    2 weeks ago

    St Louis, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. Its about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesnt stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Personal Banker

    3 weeks ago

    St Louis, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Personal Banker

    1 month ago

    St Louis, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Personal Banker

    1 week ago

    St Louis, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Banker II | Bayless

    1 month ago

    St Louis, United States BankTalent HQ Full time

    Position Summary The Banker is responsible for making referrals and selling all bank products and services to customers and non-customers in a needs-based manner to fully meet all their financial needs. In addition, efficiently process daily transactions for customers while providing excellent customer service. Duties & Responsibilities Identify...

  • Business Banker II

    2 months ago

    St Paul, United States Frandsen Bank Full time

    Frandsen Bank & Trust is seeking a Business Banker for our Vadnais Heights, MN location. This position is responsible for prospecting, developing and managing new and existing client relationships in our community, with a focus on commercial offerings. Desired SkillsStrong business development skills and the ability to grow new and existing business...

  • Personal Banker

    1 month ago

    St Louis, United States Commerce Bank Full time

    *About Working at Commerce * Building a career here is more than just steps on a ladder. Its about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesnt stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Personal Banker II

    4 weeks ago

    St Charles, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Personal Banker II position will provide an exceptional customer experience by building and maintaining long lasting relationships with existing and prospective...

  • Relationship Banker II

    3 days ago

    St. Louis, MO, USA, United States Regions Bank Full time

    Job Description:At Regions Bank, we are seeking a highly motivated and results-driven Relationship Banker II to join our team. As a key member of our banking team, you will be responsible for building and maintaining strong relationships with our customers, identifying their financial needs, and providing personalized solutions to meet those needs.Key...

  • Personal Banker

    1 month ago

    St Peters, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Personal Banker

    3 months ago

    St Charles, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Personal Banker

    3 weeks ago

    St Charles, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Relationship Banker

    4 days ago

    St Louis, Missouri, United States Bank of America Full time

    About the RoleWe are seeking a skilled and customer-focused Relationship Banker to join our team at Bank of America. As a Relationship Banker, you will play a critical role in building and maintaining strong relationships with our clients, providing them with exceptional service and support to meet their financial needs.Key ResponsibilitiesEngage with...

  • Personal Banker

    4 weeks ago

    St Charles, United States Commerce Bank Full time

    About Working at Commerce Building a career here is more than just steps on a ladder. Its about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesnt stop there. Our culture is about our people, the ones in our communities and the ones that work with...

  • Universal Banker/Teller

    2 days ago

    St Louis, Missouri, United States First Mid Bank & Trust Full time

    Job SummaryWe are seeking a highly skilled and customer-focused Universal Banker/Teller to join our team at First Mid Bank & Trust. As a key member of our banking team, you will be responsible for providing exceptional customer service, handling cash transactions, and promoting banking products and services.Key ResponsibilitiesCustomer Service: Create a...

  • Relationship Banker II

    3 days ago

    St. Louis, MO, USA, United States Regions Bank Full time

    Job Description:At Regions Bank, we are seeking a highly motivated and results-driven Relationship Banker II to join our team. As a key member of our banking team, you will be responsible for building and maintaining strong relationships with our customers, identifying their financial needs, and providing personalized solutions to meet those needs.Key...

  • Personal Banker

    1 week ago

    St Paul, United States Spire Credit Unioin Full time

    Who is Blaze: Blaze is currently hiring for a Personal Banker at our Eagan Branch. At Blaze we focus on people, not profits. As a member of our team, you will be working with a diverse and experienced group of people dedicated to helping members meet Personal Banker, Banker, Banking, Business Services, Personal

  • Personal Banker II

    3 weeks ago

    St Joseph, United States Southern Bank Full time

    Job DetailsJob Location St Joseph North Belt - St Joseph, MO Position Type Full Time DescriptionPRIMARY PURPOSE OF JOB This position is a branch based sales position with some outside sales expectations, whose primary goal is to acquire, expand and retain customer relationships by proactively meeting with the customer to discover their financial needs and...

  • Personal Banker

    1 month ago

    St Louis, United States Southern Bank Full time

    Job DetailsJob Location Lindbergh Branch - St. Louis, MO Position Type Full Time DescriptionPRIMARY PURPOSE OF JOB This position is the focal point in the branch for sales, service and/or referral opportunities in support of the overall branch goals and striving to make lifelong relationships with our customers. This position services existing customers and...

  • Relationship Banker

    6 hours ago

    St. Louis, MO, USA, United States Simmons Bank Full time

    About the RoleWe are seeking a highly skilled and motivated Relationship Banker to join our team at Simmons Bank. As a Relationship Banker, you will be responsible for building and maintaining strong relationships with our clients, providing expert financial solutions to meet their needs, and driving business growth.Key ResponsibilitiesClient Relationship...