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Indirect Loan Underwriter

4 months ago

Ogden, United States Goldenwest Federal Credit Union Full time
WHO WE ARE

Goldenwest Credit Union is a premier non-profit financial cooperative providing exceptional member service to our members in Utah and Idaho. Our employees earn a guaranteed base wage, annual bonus and a generous incentive/commission schedule. We provide outstanding benefits, including:

•Medical insurance (we pay 100% of your deductible)

•Dental insurance (we pay 100% of your premium)

•Paid time-off (we pay you to take 34 days off)

•Tuition reimbursement (we pay for your tuition cost, up to the IRS maximum)

•Retirement (we pay 100% of your pension and match your 401K)

•And many, many more...

If what we offer interests you and you are committed to being part of an extraordinary team, apply now We'd love to create a mutually beneficial partnership

WHAT WE LOOK FOR

Ideal candidates will exhibit an energetic, friendly and positive attitude We are looking for people who believe in doing the right thing, want to make a lasting impact, strive to be better every day and aren't afraid to grow We are an organization of people helping people

Key Competencies

•Strong ability to think critically and solve problems.

•Timely and meticulous attention to verbal and written communication.

•Devotion to earning and maintaining member trust.

•Attentiveness to professionalism in appearance and action.

WHAT YOU CAN EXPECT

Our indirect lending underwriters eagerly assist with Indirect loan underwriting by reviewing, evaluating, and decisioning loans.

Location, Schedule Availability & Salary Information

•South Ogden, Utah

•Typical hours of operations are Monday through Friday 8:00 AM - 8:00 PM, rotating Saturdays 9:00 AM - 8:00 PM, rotating holidays

•Full-time, 40 hours per week

•Up to $19.50 per hour, based on performance and experience + Bonus + Incentive

Essential Duties & Responsibilities

•Cultivate and effectively manage long-term, trusting relationships.

•Review auto loan applications, verify for accuracy and completion.

•Evaluate auto loan information to determine if conditions meet credit union and agency standards.

•Decision loans based on credit union guidelines and policies.

•Communicate status of loans to loan officers and processors.

•Provide consistent member follow-up.

•Comply with all regulations as required by law.

•Actively participate in continuing education related to credit union career development.

Experience, Education & Certification

•High school diploma required.

•Minimum of 2 years loan underwriting experience, credit union experience preferred.