Mortgage Loan Officer

2 weeks ago


Birmingham, United States Swift Home Loans Full time

Swift Home Loans is seeking a motivated and experienced Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will play a vital role in assisting clients throughout the mortgage process, from initial application to loan closing. With over 30 years of mortgage experience, Swift Home Loans is dedicated to providing trustworthy and tailor-made mortgage solutions to our clients. Our company leverages technology and access to wholesale pricing, ensuring that we are the obvious choice for all mortgage needs.

At Swift Home Loans, we pride ourselves on our old school values combined with a new age way of operating. We believe in putting our clients first and providing them with exceptional service. With our expertise in the field, we are able to offer personalized mortgage solutions that meet the unique needs of each client. As a Mortgage Loan Officer, you will have the opportunity to make a positive impact in the lives of our clients by helping them achieve their homeownership dreams.

Responsibilities

  • Meet and communicate with clients to determine their mortgage needs and goals
  • Assist clients in completing mortgage applications and gathering necessary documentation
  • Analyze credit and financial information to determine eligibility and loan options
  • Educate clients on various mortgage products and help them select the most suitable option
  • Guide clients through the loan process, including gathering necessary information, coordinating with third parties, and ensuring a smooth closing
  • Maintain accurate and up-to-date knowledge of mortgage industry regulations and trends
  • Build and maintain relationships with real estate agents, financial planners, and other potential referral sources
Requirements
  • Minimum of 1 year of experience as a Mortgage Loan Officer
  • Knowledge of mortgage loan products and industry regulations
  • Excellent communication and interpersonal skills
  • Strong analytical and problem-solving abilities
  • Detail-oriented and able to manage multiple tasks efficiently
  • Proficient in using mortgage software and technology tools
  • Bachelor's degree in finance, business, or a related field preferred
  • NMLS License is required (Inactive okay)
Benefits
  • Health Care Plan (Medical, Dental & Vision)
  • Retirement Plan (401k)
  • Life Insurance (Basic, Voluntary & AD&D)
  • Compensation is a recoverable monthly draw and bps

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