Mortgage Advisor

2 months ago

Carson City, United States United Federal Credit Union Full time
Job Details

Level
Experienced

Job Location
Carson City South - Carson City, NV

Position Type
Full Time

Education Level
High School

Travel Percentage
Negligible

Job Shift
Day

Job Category
Sales

Description

United Federal Credit Union has served its Members since 1949 by helping them to build a sound financial future. United is based in St. Joseph, MI, with additional branches in Arkansas, Indiana, Michigan, Nevada, North Carolina, Ohio, and Pennsylvania. United, as a not-for-profit company, takes its commitment to both Members and the community to heart by improving lives and bettering local neighborhoods through financial tools and resources. The employees who work at United, known as Team United, are rooted in their communities as friends, family, volunteers, and mentors. For more information visit www.UnitedFCU.com.

General Summary (What is done and why)

The Mortgage Advisor provides quality real estate lending expertise through financial counseling and product awareness to Credit Union members regarding their real estate financing needs and generates investment quality mortgage loans by taking loan applications in support of loan growth objectives.

Essential Functions, in Priority Order

(Majority of duties, but not meant to be all inclusive or prevent other duties from being assigned as necessary)
  1. Provide financial counseling through interviewing, pre-qualifying and the mortgage loan application process. Time: 50%
  2. Monitor and manage sales pipeline consisting of mortgage applications taken but not yet closed; follow-up with mortgage operations personnel as necessary to obtain loan status and outstanding conditions; assist with clearing of underwriting conditions as necessary; re-structure loan terms and programs as necessary; monitor interest rate lock periods to ensure that locked rates are not allowed to expire; verify closing figures with operations personnel prior to loan closing. Time: 20%
  3. Develop and maintain relationships with the real estate/builder community to promote real estate loan programs. Represent the Credit Union at community real estate functions. Give educational presentations within the community. Time: 20%
  4. Work with branch lending personnel regarding real estate programs. Provide educational support to branches and members. Time: 10%


Qualifications

Education (Minimum education required to perform the duties of this position)
  • High school diploma or equivalent.
Experience (Minimum experience required to perform the duties of this position)

In addition to the education requirement:
  • Three years real estate lending experience desired.
  • NMLS registration required upon hire.
Knowledge, Skills and Abilities (Minimum technical and communication skill levels and licenses/certificates normally required to perform the duties of this position)
  • Thorough business knowledge of the real estate lending industry.
  • Demonstrated secondary market skills and knowledge.
  • Excellent communication skills.
  • Knowledge of real estate laws, regulations, policies and compliance.
  • Ability to develop or improve loan products.
  • Ability to develop strategy for seminars, presentations and trade shows.
  • Strong mathematical skills and ability to perform complex financial calculations with a financial calculator.
  • Strong proficiency with sales systems, including CRM, Origination Software, and other common Microsoft office applications. Specific knowledge or ability with Ellie Mae Encompass origination software preferred.
Required Competencies
  • Problem Solving
  • Dealing with Ambiguity
  • Time Management
  • Demonstrates Courage
  • Drive for Results
  • Interpersonal Savvy
  • Customer Focus
  • Integrity and Trust
  • Self-Development
  • Business Acumen
Mental Requirements
  • Ability to analyze and evaluate information.
  • Ability to use good judgment and make sound decisions quickly.
  • Ability to work and reason under pressure.
  • Ability to prioritize in a multi-task environment.
  • Ability to maintain a positive attitude and professional image.
  • Ability to interpret lending guidelines and regulations
  • Demonstrated understanding of guidelines necessary to generate real estate loans.
Tools and Equipment Used
  • All available general office equipment as needed.
  • All available computer software and hardware as needed.
Working Relationships/Contacts (Positions with which incumbent has frequent contact)
  • Daily, personal/written/phone contact with Credit Union staff.
  • Daily, personal/written/phone contact with Credit Union management.
  • Daily, personal/written/phone contact with Real Estate community.
  • Daily, personal/written/phone contact with Credit Union members.
  • Daily, personal/written/phone contact with vendors.


Physical Demands (Physical effort generally associated with this position)

Work involves standing and walking for brief periods of time, but most work is done from a seated position. There is potential for eyestrain from reading detailed reports and computer screens. Deadlines, workloads and pressure to achieve goals may cause increased stress levels.

Working Conditions (Typical working conditions with this type of work and environment hazards, if any, that may be encountered in performing the duties of this position)

Internal - Work is normally performed in climate controlled office environment, where exposure to conditions of extreme heat/cold, poor ventilation, fumes and gases is very limited. Noise level is moderate and includes sounds of normal office equipment (computers, telephones, etc). No known environmental hazards are encountered in normal performance of duties. Length of day is unpredictable; long hours may be required to accommodate deadlines or special meetings.

External - Some overnight travel may be required; however, information on environmental conditions is not available.

EEO/AA Employer/VET/Disabled

  • Mortgage Solutions Advisor

    4 days ago

    Iowa City, Iowa, United States Ross Mortgage Full time

    Ross Mortgage is looking for a skilled home financing specialist who possesses exceptional marketing, communication, and analytical abilities to join our dynamic team. In this role, you will guide loan applicants in obtaining the perfect mortgage for their home purchase. Our organization offers the resources and support necessary to elevate your career. If...

  • Residential Mortgage Loan Originator

    5 months ago

    Bossier City, United States CHERRY MORTGAGE LLC Full time

    Job DescriptionJob DescriptionOur company is looking for a licensed Mortgage Loan Originator with experience in relationship management to assist clients and provide excellent support throughout the home-buying process. Our ideal Mortgage Loan Originator keeps up with mortgage loan trends and developments and is well-connected to other financial...

  • Mortgage Solutions Expert

    4 days ago

    Carson City, Nevada, United States United Federal Credit Union Full time

    Job OverviewExperience LevelExperiencedLocationCarson City South - Carson City, NVEmployment TypeFull TimeEducation RequirementHigh SchoolTravel RequirementNegligibleWork ScheduleDayJob CategorySalesPosition SummaryUnited Federal Credit Union has been dedicated to enhancing the financial well-being of its Members since 1949. As a not-for-profit organization,...

  • Reverse Mortgage Inside Sales Loan Officer

    5 days ago

    Oklahoma City, United States Mutual of Omaha Mortgage Full time

    Job DescriptionJob DescriptionJoin a winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years!Inspired by hometown values and a commitment to being responsible and caring for each other, Mutual of Omaha Mortgage exists for the benefit of our customers. With this excellent reputation, you will find your...

  • Residential Mortgage Consultant

    3 days ago

    Studio City, California, United States Citigroup Inc Full time

    Position Overview:The role of the Mortgage Solutions Advisor is a developing professional position within the financial services sector. This position is responsible for identifying policies and applying specialized knowledge to monitor and evaluate processes and data. The advisor integrates established knowledge within their specialty area while maintaining...

  • Residential Mortgage Consultant

    4 days ago

    Studio City, California, United States Citigroup Inc Full time

    Position Overview:The role of the Mortgage Solutions Advisor is an evolving professional position that focuses on identifying policies and applying specialized knowledge to monitor and evaluate processes and data. This position integrates established disciplinary knowledge within its specialty area while maintaining a fundamental understanding of related...

  • Associate Wealth Advisor

    2 months ago

    Oklahoma City, United States Lake Street Advisors Group, LLC. Full time

    Career Opportunities with Lake Street Advisors Group LLC A great place to work. Careers At Lake Street Advisors Group LLC Share with friends or Subscribe! Current job opportunities are posted here as they become available. Subscribe to our RSS feeds to receive instant updates as new positions become available. Lake Street Advisors Portsmouth, NH or Boston,...

  • Real Estate Lending Specialist

    1 week ago

    Carson City, Nevada, United States United Federal Credit Union Full time

    Job OverviewPosition LevelExperiencedLocationCarson City South - Carson City, NVEmployment TypeFull TimeEducational RequirementHigh School DiplomaTravel RequirementMinimalWork ScheduleDay ShiftCategorySalesJob SummaryAt United Federal Credit Union, we have been dedicated to assisting our Members since 1949 in achieving a stable financial future. As a...

  • Financial Advisor

    2 months ago

    Bay City, United States Hantz Group Full time

    Job DescriptionJob DescriptionFinancial AdvisorHantz Group is a Michigan-based financial company that works with individuals and businesses to help them achieve their financial goals. We are a Family Office that manages over $11B+ of assets, has 20+ offices and over 600 employees. We offer a multitude of services tailored to each individual client. We...

  • Financial Advisor

    2 months ago

    Traverse City, United States Hantz Group Full time

    Job DescriptionJob DescriptionFinancial AdvisorHantz Group is a Michigan-based financial company that works with individuals and businesses to help them achieve their financial goals. We are a Family Office that manages over $11B+ of assets, has 20+ offices and over 600 employees. We offer a multitude of services tailored to each individual client. We...

  • Wealth Advisor

    2 months ago

    Panama City, United States Cetera Investment Services LLC Full time

    We are looking for a motivated individual to fill the role of a Wealth Advisor for Regions Wealth Management located at Regions Panama City, FL.Job Description:At Regions, the Private Wealth Management Advisor develops and maintains a portfolio of client relationships within the defined affluent and high net worth market segments utilizing unbiased,...

  • Residential Loan Advisor

    1 week ago

    Traverse City, Michigan, United States Lake Michigan Credit Union Full time

    Position Overview: The Home Loan Specialist is tasked with guiding members through their mortgage financing requirements, assessing loan applications, and making informed credit decisions in accordance with established mortgage lending guidelines. Key Responsibilities: Analyzes and assesses information provided in mortgage loan applications to ensure...

  • Insurance Advisor

    3 months ago

    Lake Havasu City, United States Ty Schraufnagel Agency Full time

    The Ty Schraufnagel Agency of American Family Insurance is looking for a positive, motivated individual to join their championship team as a full-time Insurance Risk Advisor.  Required Skills: Consistently maintain a positive, upbeat attitudeOutstanding at follow-upExcellent communication skills (phone, written, interpersonal)Capacity to prioritize Able...

  • Financial Solutions Advisor Stage I

    3 weeks ago

    Oklahoma City, Oklahoma, United States Bank of America Full time

    Financial Solutions Advisor Stage I - Registration candidate - Consumer Investments - Quail Springs Financial Center Oklahoma City, Oklahoma Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our...

  • Sr. Loan Advisor

    4 weeks ago

    Garden City, United States Flagstar Bank Full time

    Proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. Interview new and existing customers to determine their loan needs and advise those customers of appropriate products, terms, and pricing while gathering any additional required data. Generate...

  • Merrill Financial Solutions Advisor

    3 months ago

    Oklahoma City, United States Bank of America Full time

    Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading wealth management team at Bank of America and Merrill. We're looking for the next generation of financial...

  • Residential Loan Advisor

    1 week ago

    Kansas City, Missouri, United States First Federal Bank Full time

    Location: Corporate Office - Kansas City, MO About Us: First Federal Bank is dedicated to empowering individuals to achieve a brighter financial future. For nearly a century, our team has been committed to promoting home ownership and prosperity for all. By joining the First Federal family, you will be part of a diverse and dynamic group of professionals who...

  • Financial Solutions Advisor Stage I

    3 months ago

    Salt Lake City, United States Bank of America Full time

    Description : At Bank of America, we’re creating real, meaningful relationships with individuals and businesses across the country. Each day, we connect with 67 million clients through a growing specialist workforce and our world-class digital platform. With each relationship and connection, we are looking to provide care and guidance for our clients...

  • Bilingual Branch Relationship Banker

    1 week ago

    New York City, United States HSBC Full time

    Utilizes customer lead generation system to provide targeted sales opportunities to current and potential customers. Proactively discovers opportunities with current and potential customers refers investment and insurance opportunities to Financial Advisors. If Premier eligible, refers investment and insurance opportunities to Premier Relationship Advisors...

  • Financial Solutions Advisor Stage I

    3 months ago

    Salt Lake City, United States Bank of America Full time

    Description : At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work...