Associate Mortgage Loan Originator

4 weeks ago


Virginia, United States Linscomb & Williams Full time

Memphis TN Poplar Avenue 6363 Poplar Ave Memphis, TN 38119, USA Under general supervision, the associate mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients and other referral partners under the mentorship of the Mortgage Loan Officer. How You Will Make An Impact Solicit business from potential and existing customers (outside and inside business location) Interview loan applicants and process loan applications for both purchase and refinance transactions. Assist the Mortgage Loan Officer in counseling borrowers about various loan programs. Assist the loan processor in gathering necessary documents from the customers to prepare for underwriting. Work closely with the processor and underwriter to address any items needed. Manage a large pipeline of loans including meeting closing deadlines, submitting loans to compliance and ensuring their pipeline meets the bank’s requirements. Provide and maintain a professional, business atmosphere within the organization. Represent the financial institution in public relations activities and community involvement. Who You Are The Associate MLO will gain a thorough understanding of all loan programs and closing costs through training provided by the mentoring Mortgage Loan Officer and the company’s training curriculum. The goal of the training is for the Junior MLO to acquire a good understanding of FHA, VA, portfolio and conventional underwriting guidelines for all programs and investors. Must be able to meet strict time deadlines and work independently under pressure. Must be detail-oriented and able to follow set guidelines. Possess the ability to sell oneself to potential customers and referral partners. Excellent written and verbal communication skills. High School Diploma or equivalent. Regular and reliable attendance. Works cooperatively with others. If your experience aligns with this description, please consider applying. Many skills are transferable among industries, and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply. The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with a disability. #J-18808-Ljbffr



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