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Private Mortgage Banker

3 months ago


Palm Beach, United States Wells Fargo Full time

**About this role**:
**In this role you will**:

- Produce high quality jumbo residential mortgage loans that meet Wells Fargo Home Mortgage guidelines
- Participate in soliciting residential mortgages from various sources and produce high quality loans which are compliant and provide excellent customer service
- Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
- Interact with customers to understand their needs and provide them with a high quality loan service
- Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures
- Understand real estate appraisals, title reports, and real estate transactions
- Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
- Provide information regarding the loans to consultants and functional colleagues
- Present recommendations for producing loans and exercise some independent judgment while developing understanding of Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
- Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
- Develop and maintain a high degree of visibility for WFHM in the marketplace

**Required Qualifications**:

- 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education

**Desired Qualifications**:

- Basic Microsoft Office skills
- Documented retail residential mortgage purchase fundings over the past 12 months referred primarily from established, local, external sources
- Excellent verbal, written, and interpersonal communication skills
- Mortgage industry experience
- Knowledge and understanding of sales prospecting and generating referrals
- Bilingual speaking proficiency in Spanish/English
- Customer service experience
- Experience working with high net-worth clients

**Job Expectations**:

- Completion of formal position specific training programs
- Reliable transportation
- Ability to work nights, weekends, and/or holidays as needed or scheduled

**Posting End Date**:
18 Jul 2024

**Job posting may come down early due to volume of applicants.**

**We Value Diversity**

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

**Applicants with Disabilities**

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.