Current jobs related to Consumer Loan Underwriter - Janesville - Blackhawk Community Credit Union
-
Client Service Specialist
4 weeks ago
Janesville, Wisconsin, United States FIRST COMMUNITY CREDIT UNION Full timeGENERAL OVERVIEWKey Responsibilities:Exemplify a vibrant, top-tier service and sales environment within the branch and credit union.Guide, nurture, and develop front-line personnel.Maintain a robust sales culture throughout the credit union.Support the Branch Manager and Senior Management in daily operations.Essential Qualifications: Highly motivated and...
-
Client Services Associate
3 weeks ago
Janesville, Wisconsin, United States FIRST COMMUNITY CREDIT UNION Full timeGENERAL OVERVIEWKey Responsibilities:Exemplify a vibrant, top-tier service and sales environment within the branch and the credit union.Guide, nurture, and develop front-line personnel.Maintain a robust sales culture throughout the credit union.Support the Branch Manager and Senior Management in daily operations.Essential Qualifications: Enthusiastic and...
-
Client Services Specialist
3 weeks ago
Janesville, Wisconsin, United States FIRST COMMUNITY CREDIT UNION Full timePOSITION OVERVIEWKey Responsibilities:Exemplify a vibrant, top-tier service and sales environment within the branch and credit union.Guide, nurture, and develop front-line personnel.Maintain a robust sales culture throughout the credit union.Support the Branch Manager and Senior Management in daily operations.Essential Qualifications: Must demonstrate...
-
Client Services Specialist
4 weeks ago
Janesville, Wisconsin, United States FIRST COMMUNITY CREDIT UNION Full timeGENERAL OVERVIEWKey Responsibilities:Exemplify a vibrant, top-tier service and sales environment within the branch and credit union.Guide, nurture, and develop front-line personnel.Maintain a robust sales ethos within the credit union.Support the Branch Manager and Senior Management in daily operations.Essential Qualifications: Enthusiastic and passionate;...
-
Client Service Specialist
3 weeks ago
Janesville, Wisconsin, United States FIRST COMMUNITY CREDIT UNION Full timeOVERVIEWKey Responsibilities:Exemplify a vibrant, top-tier service and sales environment within the branch and credit union.Guide, nurture, and develop front-line personnel.Maintain a robust sales culture throughout the credit union.Support the Branch Manager and Senior Management in daily operations.Essential Qualifications: Enthusiastic and passionate;...
-
Client Service Specialist
3 weeks ago
Janesville, Wisconsin, United States FIRST COMMUNITY CREDIT UNION Full timeOVERVIEWKey Responsibilities:Exemplify a vibrant, top-tier service and sales environment within the branch and the credit union.Guide, nurture, and support front-line personnel.Maintain a robust sales ethos throughout the credit union.Assist the Branch Manager and Senior Management with daily operations.Essential Qualifications: Enthusiastic and passionate;...
-
Client Services Specialist
4 weeks ago
Janesville, Wisconsin, United States FIRST COMMUNITY CREDIT UNION Full timeGENERAL OVERVIEWKey Responsibilities:Exemplify a vibrant, top-tier service and sales environment within the branch and the credit union.Guide, nurture, and develop front-line personnel.Maintain a robust sales ethos within the credit union.Support the Branch Manager and Senior Management in daily operations.Essential Qualifications: Enthusiastic and...
-
Floating Full Time Teller
4 weeks ago
Janesville, United States Blackhawk Community Credit Union Full time $18Job DescriptionJob DescriptionBlackhawk Community Credit Union began in 1965 with the Fisher Body Division of General Motors- Janesville and office employees of UAW Local 95. Over the last 59 years we have grown in locations, membership and technology. We currently serve over 45,000 members and are committed to partnering with our community members during...
Consumer Loan Underwriter
3 months ago
**Consumer Loan Underwriter**
**Job Classification**:Full Time
**FLSA Status**:Exempt
**Department**: Lending
**Reports To**:Vice President of Credit
**Senior Leader**:Chief Financial Officer
**At Blackhawk Community Credit Union, we value our employees and their future and recognize their contribution to our success. It is for that reason that we offer competitive wages, and a comprehensive health, dental, and vision insurance package. We also offer paid time off, life insurance, disability and 401K retirement benefits with employer match.**
**Job Overview**
- As a Consumer Loan Underwriter, you will assist in the Loan process by underwriting a high volume of excellent quality consumer and home equity loans to achieve a profitable return and to be accountable for exercising prudence, skill, and judgement in the extension for credit to members in accordance with BHCCU’s policies/procedures and in compliance with pertinent regulatory requirements.
**Major Tasks, Responsibilities and Key Accountabilities**
- Provides friendly, helpful service that promotes financial discipline through:
- Maintaining knowledge of BHCCU products and processes.
- Exercising judgement and assuming responsibility for decisions, consequences, and results that have a direct impact on people, costs and/or quality of member service.
- Makes underwriting decisions for each loan to include approval, decline, withdrawn or counter-offer within credit policy guidelines within individual loan authority.
- Decisions each loan within the regulatory timing guidelines and obtains loan approval from appropriate next level manager established lending limits.
- Have a comprehensive understanding of position related policies, procedures, rules, and regulations for the lending department.
- Sort and verify all indirect loan packets for accuracy and prepare for funding. Create the ACH file, adverse action letters, and fund indirect loans.
- Review and update notes for: Letter reports, trusts and other legal documents.
- Build and maintain lines of communication between a member advisors, mortgage loan officers, and quality control.
- Review and verify personal and business taxes, W2’s, paystubs etc.
- Complies with all banking industry regulations to include Fair Lending, Fair Credit, Reg. Z and Reg B.
- CIP (Customer Identification Program)
- CDD (Customer Due Diligence)
- Prohibited Account Types
- SARs (Suspicious Activity Report)
- OFAC (Office of Foreign Assets Control)
**QUALIFICATIONS and COMPETENCIES**
**EDUCATION and EXPERIENCE**
- Bachelor’s degree or equivalent experience in the consumer lending field
- 2 years’ experience in consumer lending or related field
- Must meet standard for financial institution bonding.
**COMPETENCIES**
- Ability to multitask and prioritize.
- Pass the pre-employment screening and background check.
**OTHER (PHYSICAL, MENTAL, AND VISUAL SKILLS)**
**Physical Job Requirements**
- Frequent periods are spent standing or sitting in the same location with some opportunity to move about; occasionally there may be a need to stoop or lift light objects (typically less than 8 pounds).
- Ability to move about and communicate with a diverse membership and employee group.
- Ability to accomplish the described responsibilities using computers and technology.
- Ability to sit and/or stand for extended periods of time.
- Ability to work in a changing, challenging, and fast paced work environment.
- Variable stress levels.
- Provide own transportation.
- Occasional business travel.
**Environmental Job Requirements**
- Typically located in a comfortable, quiet indoor area. There may be regular exposure to mild physical discomfort from factors such as dust, fumes or odors, temperature extremes, strong drafts, or bright lights.
