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Relationship Manager/Banker

2 months ago

Houston, United States Industrial and Commerce Bank Of China USA NA Full time
Job DescriptionJob Description


Job Title: Business Officer

Location: Houston

Essential Functions:

  1. Retail Banking
  • Develop new consumer customers in Houston region
  • Process the account opening procedure
  • Follow the bank’s policy and procedure
  1. Mortgage Loan
    • Review & analyze all residential mortgage loan applications.
    • Do preliminary review of loan applications to ensure they are within lending guidelines.
    • Review loan documents to ensure accuracy before submitting for underwriting.
    • Review & sign off loan approval conditions prior to funding of loans.
    • Must possess proficient knowledge of FNMA underwriting guidelines & residential loan industry underwriting standards.

Competencies:

In order to perform the job successfully, an individual should demonstrate the following competencies:

  1. Must have excellent verbal and written communication skills in English & Mandarin.
  2. Good attention to detail.
  3. Minimum 2 years working experience.
  4. Bachelor's degree in Business, Accounting or Finance.

Required Education and Experience:
Bachelor's degree (B. A. or B. S.) from an accredited four-year college or university.
Five plus years of relationship management experience and knowledge of regional market.
Equivalent combination of education and experience.

Language/Communication Skills:

Bilingual verbal and written Mandarin are highly desirable; must be proficient in English.