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Insurance Sales Representative
4 months ago
As an Insurance Sales Representative, you will be responsible for selling insurance policies to clients, providing them with the necessary information to make informed decisions about their insurance needs. You will identify potential clients, assess their insurance needs, and offer suitable insurance products. This role requires excellent communication skills, a proactive attitude, and a strong sales orientation to meet or exceed sales targets.
Benefits
Annual Base Salary + Commission + Bonus Opportunities
Life Insurance
Career Growth Opportunities
Retirement Plan
Parental Leave
Flexible Schedule
Health Insurance
Hands on Training
Evenings Off
Tuition Reimbursement
Dental Insurance
Vision Insurance
Mon-Fri Schedule
Paid Time Off (PTO)
Disability Insurance
Responsibilities
Key Responsibilities:
Sales and Business Development:
- Generate leads through various methods, including networking, referrals, and marketing campaigns.
- Schedule appointments and meet with potential clients to discuss their insurance needs.
- Present and explain insurance products to clients, highlighting benefits and coverage options.
- Customize insurance programs to suit individual client needs.
- Achieve or exceed sales targets and quotas.
Client Relationship Management:
- Build and maintain strong, long-term relationships with clients.
- Provide ongoing support and service to clients, addressing their inquiries and concerns promptly.
- Conduct regular reviews of clients' insurance policies to ensure they remain appropriate and cost-effective.
- Assist clients with claims processing and follow-up.
Product Knowledge and Education:
- Stay informed about various insurance products, including life, health, property, casualty, and business insurance.
- Keep up-to-date with changes in insurance regulations and industry trends.
- Educate clients on the insurance policies they purchase and how these meet their needs.
Administrative Duties:
- Prepare and submit insurance applications and policy renewals.
- Maintain accurate records of client interactions and transactions.
- Follow up with underwriters and provide necessary information for policy approval.
- Ensure all documentation is complete and accurate.
Compliance and Ethics:
- Ensure all sales activities comply with state and federal regulations and company policies.
- Conduct business with the highest level of ethical standards and integrity.
Team Collaboration:
- Work collaboratively with other team members and departments to ensure seamless client service.
- Participate in team meetings and training sessions to enhance knowledge and skills.
Requirements
Qualifications:
Education: High school diploma or equivalent; a bachelors degree in Business, Finance, Marketing, or a related field is preferred.
Experience: Previous experience in insurance sales, customer service, or a related field is advantageous.
Licensing: Must hold or be willing to obtain relevant state insurance licenses (Property & Casualty, Life & Health).
Skills: Excellent communication, negotiation, and interpersonal skills. Strong analytical and problem-solving abilities. Proficiency in using CRM software and Microsoft Office Suite.
Attributes: Self-motivated, goal-oriented, and able to work independently. Ability to build trust and rapport with clients. High level of integrity and professionalism.