Commercial Loan Officer

7 days ago


Lake Hiawatha, United States Unity Bank Full time
Job DescriptionJob Description

POSITION SUMMARY:

  • The Commercial Loan Officer (LO) is responsible for managing and growing profitable commercial lending relationships through active networking and cold calling efforts with local centers of influence such as accountants, attorneys and brokers.

JOB DUTIES:

  • Responsible for the initial screening and evaluation of potential commercial loan transactions, including site visits;
  • Evaluate and structure loan requests balancing Unity's credit philosophy with the applicant's requests;
  • Prepare and submit to the credit department, an initial draft of the loan proposal, including collateral, cash flow and guarantor analysis, along with all other required documents;
  • Responsible for accuracy of all content in the loan proposal;
  • Present loan proposal to senior management and or executive loan committee;
  • Assist the credit and closing departments in obtaining required documentation to facilitate timely closings;
  • Cross-sell other Unity Bank products and business partner services;
  • Monitor and report assigned loan portfolio activity to senior management as required by Unity Bank policy and procedures;
  • Responsible for ongoing monitoring of financial performance including renewals and any necessary memos;
  • Complete other reporting requirements as directed by senior management;
  • Assist other areas (ex. Collections, Retail) of Unity Bank regarding assigned loan portfolio as directed by senior management.

JOB SPECIFICATIONS:

  • Knowledge of commercial lending parameters is essential
  • Must be self-motivated and able to work independently
  • Must be able to demonstrate proven track record of successful loan commercial loan origination's
  • Must be able to cross-sell banking products
  • Must be willing and able to travel locally
  • Must be willing to work extended hours as necessary to attend evening business functions

ACCOUNTABILITIES:

  • Senior Commercial Lender
  • Credit Manager
  • Chief Lending Officer and Senior Loan Committee

Length of time and Type of Previous Education/Experience Required:

  • College degree, preferred
  • Formal bank credit training, preferred
  • Must have a minimum of five (5) years commercial lending experience.

Financial Responsibilities:

  • A Commercial Loan Officer's performance is assessed from the volume of new commercial loans originated, new retail accounts, and number and/or type of referrals made to Unity Bank business partners.
  • Individual requirements are negotiated with hire.

Required Manual Skills:

  • PC proficient
  • Working knowledge of software including Word, Excel, FISERV (a plus)
  • Other office machines (i.e. fax, copier, printer)



  • Lake Hiawatha, United States CareerBuilder Full time

    Job Description Job Description POSITION SUMMARY: The Commercial Loan Officer (LO) is responsible for managing and growing profitable commercial lending relationships through active networking and cold calling efforts with local centers of influence such as accountants, attorneys and brokers. JOB DUTIES: Responsible for the initial screening and evaluation...

  • Commercial Loan Servicing Portfolio Analyst

    Found in: Appcast Linkedin GBL C2 - 2 weeks ago


    Lake Forest, United States Clearinghouse CDFI Full time

    TITLE: Commercial Loan Servicing Portfolio AnalystCLASSIFICATION: Full-time/ Exempt/Staff MemberREPORTS TO: Director of Loan ServicingPRIMARY PURPOSE:As a Portfolio Analyst, you must provide administrative, organizational, and communication support to the Loan Servicing department. Your primary responsibilities will include timely collection and management...

  • Remote Loan Officer

    7 days ago


    Lake Mary, United States Stallion Loans Inc Full time

    Job DescriptionJob DescriptionThis is an excellent opportunity if you’re a mortgage loan officer / mortgage guru looking to maximize your income and business by making the jump to a more efficient, originator-focused broker with interest rates that are the best in the industry. Qualifications:Licensed to originate mortgage loans Florida$1mm/month in...


  • Ballston Lake, United States M&T Bank Full time

    Overview: Acts in a liaison capacity for mortgage originators and customers providing follow-up and resolution to questions and concerns. Provide general sales, marketing and operational support for assigned mortgage originator. Adhere to the requirements of federal registration under the SAFE Act. Primary Responsibilities: - Assist Loan Officer in...


  • Lake Villa, United States HR Value Partners LLC Full time

    North Shore Trust- Loan Originator AssistantJob Function: Provides quality loan processing and reviewing of files for adherence to underwriting standards and ensuring completeness of submission. Acts as a liaison between origination and underwriting. Essential Duties: Manage new file intake, ensuring compliance documents are timely and complete, communicate...

  • Ag Loan Officer

    2 weeks ago


    Storm Lake, United States United Bank of Iowa Full time

    Job DescriptionJob DescriptionAs a member of the UBI team, this position is responsible for developing and maintaining a portfolio of agricultural loan accounts. Makes loans to individuals, partnerships, cooperatives, and corporations engaged in agricultural production. Analyzes loan applications, audits loan files, services existing loans, and counsels...


  • Crystal Lake, United States MJK Connections LLC Full time

    Job DescriptionJob DescriptionOur client is an outstanding credit union that is looking to add a strong Commercial Credit Analyst to their team.This position is responsible for evaluating the financial statements and condition of commercial loan members applying for credit. Analyzes complex personal and corporate loan portfolio financial statements for loan...


  • Salt Lake City, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Utah. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Utah and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively seeking...

  • Commercial Credit Analyst

    Found in: Resume Library US A2 - 7 days ago


    Crystal Lake, Illinois, United States MJK Connections LLC Full time

    Our client is an outstanding credit union that is looking to add a strong Commercial Credit Analyst to their team. This position is responsible for evaluating the financial statements and condition of commercial loan members applying for credit. Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring...


  • Wonder Lake, United States The State Bank Group Full time

    If you want to be able to make a difference in the lives of people and your community without getting tripped up in the layers of a large bank, then we have an outstanding opportunity for you! **The State Bank Group** is a true **community bank** focused on supporting and connecting with customers in the communities that we serve. We have exciting...

  • Commercial Credit Underwriter

    Found in: Talent US C2 - 2 weeks ago


    Lake Success, United States Newtek One Full time

    NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market. Since 1999, Newtek has provided state-of-the-art, cost-efficient products...


  • Lake Oswego, United States Northwest Bank Full time

    Job DescriptionJob DescriptionAbout Northwest BankNorthwest Bank serves the business and professional communities of Idaho, Oregon, Washington, and Utah. We were founded in 2008 with the belief that banks should partner with their customers to find creative financial solutions that work.In order to achieve that goal, we need experienced Assistant...


  • Salt Lake City, United States Commercial Funding Full time

    CFI has a Customer Relations Specialist position available in our office in downtown Salt Lake City, UT. Commercial Funding Inc (CFI) is a national accounts receivable finance, factoring and asset-based lending company located in Salt Lake City, UT. **Position Summary** **:** Through the on-site, day to day responsibilities, training, and interactions with...


  • Salt Lake City, United States Commercial Funding Full time

    CFI has a Customer Relations Specialist position available in our office in downtown Salt Lake City, UT.Commercial Funding Inc (CFI) is a national accounts receivable finance, factoring and asset-based lending company located in Salt Lake City, UT.**Position Summary** **:**Through the on-site, day to day responsibilities, training, and interactions with...


  • Salt Lake City, United States Boyd Martin Construction LLC Full time

    Job DescriptionJob DescriptionA commercial general contractor is looking to add experienced commercial superintendents to its team. 5 years of experience in vertical, ground-up general building construction is required. We are a multi-faceted builder in the commercial sector, building facilities from tilt-up concrete, masonry, steel, structural concrete,...

  • HVAC Technician

    7 days ago


    Horn Lake, United States Commercial IndustrialMechanical Company Full time

    Job DescriptionJob DescriptionWith our roots dating back to 1970, Upchurch Services specializes as a comprehensive building service and solutions provider in the Mid-South area surrounding Memphis Tn and Central Mississippi. Upchurch Services has offices in Horn Lake and Ridgeland MS. Our Horn Lake office was founded in 2006 and is experiencing significant...


  • Lake Oswego, United States Northwest Bank Full time

    Job DescriptionJob DescriptionSummary:This position is fully in person. The Senior Customer Service Specialist’s primary responsibility is to set an example to others by providing superior service and support to the Bank’s commercial and consumer customers and assist with application for auxiliary treasury service products, such as ACH, RDC, MDC, Wire...


  • Lake Forest, United States Chadwicks Surfaces Intl Inc Full time

    Job DescriptionJob DescriptionDescription:Chadwick’s Surfaces has been a family-owned business providing high performance and sustainable building material for over 35 years. Our company was founded with a simple goal in mind: import and provide top-quality surfaces that are unique, functional, beautiful, and timeless. Our mission is to deliver exceptional...


  • Lake Forest, United States Chadwicks Surfaces Intl Inc Full time

    Job DescriptionJob DescriptionDescription:Chadwick’s Surfaces has been a family-owned business providing high performance and sustainable building material for over 35 years. Our company was founded with a simple goal in mind: import and provide top-quality surfaces that are unique, functional, beautiful, and timeless. Our mission is to deliver exceptional...

  • Project Manager

    5 days ago


    Lake Zurich, United States All American Exterior Solutions Full time

    Job DescriptionJob Description Full-time position to sell, manage, supervise and coordinate installation of commercial roofing and waterproofing systems in the Chicagoland area. Typical duties to include: Commercial roofing sales Material takeoff and estimates Monitor daily activities and as needed compile reports on progress, compliance and obstacles...