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Loan Originator

2 months ago


Spokane, United States Portage Bank Full time
Job DescriptionJob Description

Description

As a Loan Originator at Portage Bank, you'll be at the forefront of helping our customers achieve their financial dreams. This is a unique opportunity to join a dynamic team dedicated to providing personalized financial solutions. Your primary role will be to guide clients through the loan application process, ensuring a smooth and efficient experience. You will work closely with our underwriting and processing teams, providing expert advice and support to help clients secure the best loan options available. If you are passionate about finance and customer service, this position offers a rewarding career path with opportunities for growth and development.

Responsibilities

  • Client Consultation: Meet with clients to understand their financial needs and goals. This helps in providing tailored loan solutions that best meet their requirements.
  • Loan Application Process: Assist clients in completing loan applications accurately and efficiently. Ensuring completeness and accuracy speeds up the approval process.
  • Credit Analysis: Review clients' credit profiles to determine their eligibility for various loan products. Accurate analysis helps in recommending the most suitable loan options.
  • Product Knowledge: Stay updated on the bank's loan products and financial services. Comprehensive knowledge ensures you can provide clients with the best options.
  • Regulatory Compliance: Ensure all loan processes comply with banking regulations and policies. Compliance is critical to maintain the bank’s reputation and avoid legal issues.
  • Customer Relationship Management: Build and maintain strong relationships with clients, fostering trust and long-term loyalty. Strong relationships lead to repeat business and referrals.
  • Collaboration with Teams: Work closely with underwriting and processing teams to facilitate timely loan approvals. Effective collaboration enhances overall customer satisfaction.

Qualifications

  • Education: Bachelor's degree in finance, business, or a related field.
  • Licenses: Mortgage Loan Originator (MLO) license required.
  • Experience: Minimum of 2 years of experience in loan origination or related financial services.
  • Technical Skills: Proficiency in loan origination software and Microsoft Office Suite.
  • Communication Skills: Excellent verbal and written communication skills for effective client interaction.
  • Interpersonal Skills: Strong interpersonal skills to build and maintain client relationships.
  • Analytical Skills: Keen attention to detail and strong analytical skills for credit analysis and loan application review.