Consumer Relationship Manager

3 weeks ago


Augusta, United States Unity Bank Full time
Job DescriptionJob Description

Job Title: Mortgage Lender/Consumer Relationship Manager

Reports to: Retail Lending Resource Manager

Be a part of our Unity Experience

Our employees embrace ideas, share openly and honestly, and believe in meaningful work for all. We are innovative, we encourage, we collaborate, we are authentic, and we live in a care culture. Our work environment is a trust-based, collaborative, open, transparent workspace where our bankers feel good and do good. Each employee builds their own sense of pride and ownership for what we do, taking responsibility for their roles and duties. Employee engagement and customer experience are always at the forefront of all we do.

At Unity Bank, we are proud to be a community bank, at the heart of every community we serve. We feel strongly that when our customers choose Unity Bank, our customers are investing in and strengthening our communities; funding local farmer’s seeds, opening doors on main street, and unlocking opportunities for our neighbors.

Every customer is unique. We value each conversation. We listen to our customers; we are curious, and we connect. We build relationships. We aspire to deliver high quality personalized service that our valued customers need and want. We feel the deep understanding and passion to deliver solutions that truly make a difference. We help people achieve their dreams. We share our Unity Experience with all.


The Mortgage Lender/or Consumer Relationship Manager is responsible for delivering exceptional service to customers. They focus on building long-term relationships with customers, learning how we can add value to their financial situations, and explaining how our products and services can meet their needs which will lead to an excellent customer experience. In addition, this position will be proactive in assisting customers to adopt new technologies, while maintaining our high service standards, as the retail delivery system continues to evolve.

Principal Responsibilities & Duties:

  • Builds long-term relationships with customers as a foundation to cross sell our products and services by identifying customer needs and assisting them to meet those needs or referring them to other bank departments.
  • Collaborates with internal business partners to provide comprehensive solutions to meet customer’s financial needs. (referrals)
  • Identifies potential customers through networking, customer referrals, or other means and reaches out to them to present our financial solutions or refers them to the appropriate area within the bank.
  • Cultivates relationships with real estate agents, builders, financial planner, accountants and others from outside the organization to attract new customers and enhance business referrals.
  • Consistently engages in the Bank’s sales process (sales meetings, check-ins, coaching, etc.)
  • Represents the bank in a professional, ethical, and moral manner to promote the institution in the communities served. Takes an active role in key civic and community events/organizations to develop and maintain local relationships.
  • Strives to provide a high level of personal touch service throughout the loan process, from time of application through closing, which promotes a level of care that makes customers feel welcomed, significant and engaged.
  • Understands the Bank’s products and services and is able to clearly explain and advise current and prospective customers on the products and services that are best suited to meet their personal financial needs.
  • Educates, advises and guides potential borrowers through the loan application process, and advises applicants on the best options to meet their needs.
  • Periodically contacts customers after loan closing to ensure we are meeting their needs and determine ongoing or future financial needs.
  • Manages and enhances the growth of the mortgage loan portfolio and consumer loan portfolio. Approves, originates and administers mortgage loans, consumer loans and small business loans within individual authority levels.
  • Minimizes loan losses and exceptions through effective documentation, underwriting, timeliness of renewals, collection efforts and relationship building.
  • Actively participates in a team of cross trained individuals that can perform all customer service functions within the branch.
  • Acquires and maintains knowledge of regulatory, compliance, and internal audit/control requirements for mortgage loans, consumer loans and deposits. This would include completing all required training assigned, in a timely manner, related to the job function.

Benefits: 401(k), 401(k) matching, Dental insurance, Disability insurance, Employee assistance program, Health insurance, Health savings account, Flexible Spending Account, Life insurance, Paid time off, Referral program, Vision insurance.

Supplemental Pay: Bonus pay

Working Conditions: Bank/office environment, secure, comfortable working conditions. May be required to travel to/from branch offices, corporate office, and other facilities.

This is a position for which:

  • Military experienced candidates are encouraged to apply
  • Job seekers of all ages, including older job seekers are encouraged to apply.
  • Applicants with disabilities are encouraged to apply.

Unity Bank is an Equal Opportunity Employer



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