Credit Risk Analyst

2 weeks ago


Mount Laurel Township, United States Prosperity Staffing Full time
Job DescriptionJob Description

Responsibilities:

  • Reviews and analyzes credit scoring metrics and risk ratings and quickly identifies material credit strengths and weaknesses to provide timely credit decisions.
  • Collaborates as needed with IT department to maintain automated credit scoring model and facilitate upgrades to commercial and/or consumer credit scoring functionality.
  • Supports credit decisions with scoring model and supplementary data from commercial and personal credit reporting agencies and various web resources including, but not limited to, D&B, Experian, Moodys, S&P, Fitch, A.M. Best, NAIC, and SEC and FDIC filings.
  • Accurately spreads and analyzes financial statements and incorporates relevant financial metrics into credit reviews
  • Reviews and decisions transactions within assigned authority, including recommendations from junior Analysts, and makes recommendations on transactions in excess of assigned authority.
  • Monitors credit lines and completes credit line renewals in a timely fashion.
  • Structures and appropriately documents credit approvals consistent with risk management guidelines.
  • Reviews and approves changes to contract terms and conditions within assigned authority.
  • Advises sales team on pended applications and facilitates the process of obtaining credit and financial information to decision pended transactions.
  • Regularly updates system comments to keep all parties informed of the status of all credit applications.
  • Ensures that dealer and customer concerns are resolved in a timely and appropriate manner without undermining risk management standards.
  • Develops and maintains effective working relationships with inside and outside sales teams and end user customers.
  • Negotiates complex credits to obtain favorable lease structures that win business without compromising credit standards.
  • Seeks guidance as appropriate from supervisors and managers.
  • Provides coverage support for assigned regions and other regions as required.
  • Serves as mentor to less experienced or junior members of the credit team.

Qualifications:

  • Bachelor's degree in a relevant field or equivalent experience required,
  • 3 to 5 years of related experience.
  • Background in Equipment Leasing & Financing
  • Hands-on experience with Risk Analysis software & tools (D&B, etc)


  • Mt Laurel, United States Peacefestival Full time

    Credit Risk Analyst with Equipment Leasing Exp(Banking) Opportunities for Credit Risk Analyst with Equipment Leasing Exp(Banking) in Mount Laurel, NJ Remote positions only Search completed. Found 0 matching records. Opportunities for Credit Risk Analyst with Equipment Leasing Exp(Banking) in Mount Laurel, NJ Remote positions only Search completed. Found 0...


  • Laurel, United States Tower Federal Credit Union Full time

    This is an individual contributor position responsible for all administrative services for the Information Technology division of the credit union. It is a hands-on position that directly contributes to the organization and execution of workflow, pro Financial Analyst, Information Technology, Financial, Technical Support, Accounting, Project Management,...

  • VP, Credit

    7 days ago


    Deerfield Township, United States Macy's, Inc. Full time

    Vice President, Credit We are seeking an accomplished and performance driven leader to join our team as Vice President of Credit. This position offers a unique opportunity to transform our credit strategy and operations and make substantial contributions to our financial growth and risk management efforts. In this influential role, you will be tasked with a...


  • Mount Laurel, United States GTT, LLC Full time

    AML Operations AnalystContract Duration 12+ MonthsPay Range: $30 - $45 an hourJob Summary:AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise-wide.The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions, and...


  • Mount Laurel, United States GTT, LLC Full time

    AML Operations AnalystContract Duration 12+ MonthsPay Range: $30 - $45 an hourJob Summary:AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise-wide.The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions, and...


  • Mount Laurel, United States TD Bank Full time

    **Work Location**: Mount Laurel, New Jersey **Hours**: 40 **Pay Details**: $25.00 - $40.25 USD **Line of Business**: Financial Crime Risk Management The AML Operations Analyst I provides a range of analytical and/or operational process support within a defined functional area or to business units in adhering to AML/BSA, Sanctions and ABAC requirements...

  • Director of Credit

    4 weeks ago


    Township of Delran, United States Sonepar USA Full time

    Are you ready for your next career opportunity?At Cooper Electric successful associates drive our mindset of adapt, dare, and learn. Our associates are encouraged to lead innovation, embrace technology-driven solutions, and thrive in an environment that promotes personal and professional growth. You will be empowered to create best-in-class business...

  • Director of Credit

    17 hours ago


    Township of Delran, United States Sonepar USA Full time

    Are you ready for your next career opportunity?At Cooper Electric successful associates drive our mindset of adapt, dare, and learn. Our associates are encouraged to lead innovation, embrace technology-driven solutions, and thrive in an environment that promotes personal and professional growth. You will be empowered to create best-in-class business...


  • Mount Laurel, United States TD Bank Full time

    Work Location: Remote Mount Laurel (NJ) Hours: 40 Pay Details: $68,640 - $112,320 USD Line of Business: Enterprise Enabling Functions **Job Description**: TD Bank's Credit Cards and Unsecured Lending organization offers consumer credit in three areas: TD-branded credit cards and personal loans; retail sales financing programs through TD Retail Card...

  • Project Analyst Ii

    7 days ago


    Mount Laurel, United States TD Bank Full time

    Work Location: Mount Laurel, New Jersey Hours: 40 Pay Details: $28.25 - $45.00 USD Line of Business: Enterprise Enabling Functions **Job Description**: Project Analyst II (EPMO) - Primarily accountable for end to end delivery and execution of smaller scale business or technology projects or leads work packages of moderate size and complexity. Role may...


  • Mount Laurel Township, United States Hexaware Technologies Full time

    Role: Senior ETL Informatica Consultant (Onsite Role)Location: Mount Laurel, NJ / Charlotte, NC (prefer Mt. Laurel, NJ mostly)Duration: Full-timeExperience: 8-12+ yearsMandatory Skills: Informatica Power Centre, Oracle, Unix, Autosys, SQLMust HaveMore than 8-12 years of IT experience in Datawarehouse and ETLHands-on Experience on ETL Informatica Power...


  • Mount Laurel, United States TD Bank Full time

    **Work Location**: Remote Mount Laurel (NJ) **Hours**: 40 **Pay Details**: $25.00 - $40.25 USD **Line of Business**: Personal & Commercial Banking The **Construction Portfolio Loan Specialist **is responsible for administering and monitoring a Commercial Construction loan portfolio. The job assesses and maintains compliance with loan documentation and...


  • Mount Laurel Township, United States Fulton Bank Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...


  • Mount Laurel, United States Arthur Grand Technologies Inc Full time

    **Role: ETL Informatica Developer** **Location: Mount Laurel, NJ** **Key Skills**: Informatica Power Centre, Autosys, Unix **Must Have** - More than 5-12 years of IT experience in Datawarehouse and ETL - Hands-on Experience on ETL Informatica Power Centre - Experience on Autosys, Unix and scripting knowledge on Python, Shell Scripts - Experience on Oracle...


  • Mt Laurel, United States GTT Full time

    AML Operations Analyst Contract Duration 12+ Months Pay Range: $30 - $45 an hour Job Summary: AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise-wide. The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions,...


  • Mt Laurel, United States GTT Full time

    AML Operations Analyst Contract Duration 12+ Months Pay Range: $30 - $45 an hour Job Summary: AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise-wide. The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions,...


  • Mt Laurel, United States GTT Full time

    AML Operations Analyst Contract Duration 12+ Months Pay Range: $30 - $45 an hour Job Summary: AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise-wide. The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions, and...


  • Mount Laurel, United States Hexaware Technologies Full time

    Role: Senior ETL Informatica Consultant (Onsite Role)Location: Mount Laurel, NJ / Charlotte, NC (prefer Mt. Laurel, NJ mostly)Duration: Full-timeExperience: 8-12+ yearsMandatory Skills: Informatica Power Centre, Oracle, Unix, Autosys, SQLMust HaveMore than 8-12 years of IT experience in Datawarehouse and ETLHands-on Experience on ETL Informatica Power...


  • Mount Laurel, United States Hexaware Technologies Full time

    Role: Senior ETL Informatica Consultant (Onsite Role)Location: Mount Laurel, NJ / Charlotte, NC (prefer Mt. Laurel, NJ mostly)Duration: Full-timeExperience: 8-12+ yearsMandatory Skills: Informatica Power Centre, Oracle, Unix, Autosys, SQLMust HaveMore than 8-12 years of IT experience in Datawarehouse and ETLHands-on Experience on ETL Informatica Power...


  • Mount Laurel, United States Arthur Grand Technologies Inc Full time

    **Role: ETL Informatica Developer** **Location: Mount Laurel, NJ** **Duration: Fulltime** **Key Skills: Informatica Power Centre, Autosys, Unix** **Must Have** - More than 5-12+ years of IT experience in Datawarehouse and ETL - Hands-on Experience on ETL Informatica Power Centre - Experience on Autosys, Unix and scripting knowledge on Python, Shell...