Mortgage Loan Officer

2 weeks ago

Mount Laurel Township, United States Fulton Bank Full time
Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time, commissioned career opportunity based out of Financial Centers in southern NJ

Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.

Responsibilities

  • Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
  • Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.


Qualifications

Required Education

High School Diploma or equivalent.

Required Experience

1 or more years Recent residential mortgage lending experience to include experience in the local market.

1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

This position is fully commissioned.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

NMLS

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

  • Mortgage Loan Officer

    2 weeks ago

    Mount Laurel, New Jersey, United States Fulton Bank Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer/Originator Maryland

    24 hours ago

    laurel, United States The Job Connections Project Full time

    If you’re a bright, energetic individual who is customer-focused and dedicated to the success of your team, we’d love to talk to you! As a Loan Officer for the hiring company, you will work directly with our homebuying customers. You will impact the lives of our customers while working in an environment of respect, empowerment, and professional...

  • Mortgage Loan Officer

    2 weeks ago

    Stafford Township, United States Fulton Bank Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    2 weeks ago

    Jackson Township, United States Fulton Bank Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Loan Officer

    4 weeks ago

    Mount Vernon, United States Guild Mortgage Company Full time

    Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary...

  • Mortgage Loan Officer/Originator

    2 days ago

    South Laurel, MD, United States The Job Connections Project Full time

    If you’re a bright, energetic individual who is customer-focused and dedicated to the success of your team, we’d love to talk to you!   As a Loan Officer for the hiring company, you will work directly with our homebuying customers. You will impact the lives of our customers while working in an environment of respect, empowerment, and professional...

  • Loan Officer

    1 month ago

    West Bloomfield Township, United States Estate Financial, LLC Full time

    Company Description Estate Financial, LLC is a mortgage lender located in West Bloomfield Township, MI. Since our founding in 2020, we have prioritized offering the lowest rates and providing exceptional customer service. We pride ourselves on treating our clients with honesty, integrity, and personalized attention. Our goal is to help Americans find, keep,...

  • Loan Officer

    1 month ago

    West Bloomfield Township, United States Estate Financial, LLC Full time

    Company Description Estate Financial, LLC is a mortgage lender located in West Bloomfield Township, MI. Since our founding in 2020, we have prioritized offering the lowest rates and providing exceptional customer service. We pride ourselves on treating our clients with honesty, integrity, and personalized attention. Our goal is to help Americans find, keep,...

  • Loan Workout Officer III

    2 weeks ago

    Mount Laurel, New Jersey, United States Fulton Bank Full time

    Value Proposition: Our values define us and our inspires us to Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our We champion a culture of and We promote a digitally enabled work environment to continuously enhance the experience of our...

  • Office Coordinator

    4 weeks ago

    Mount Laurel Township, United States PHH Mortgage Full time

    Ocwen is seeking a proactive and dedicated Facilities & People Coordinator to serve as the cornerstone of our Mount Laurel office's daily operations and HR activities. This role is designed for a solution-oriented individual passionate about crafting exceptional office environments and enriching employee experiences. The ideal candidate will play a pivotal...

  • Loan Processor/Underwriter

    4 weeks ago

    Cranberry Township, United States WELCOME HOME FINANCE LP Full time

    Job DescriptionJob Description Welcome Home Finance, a Cranberry Twp, PA Based Mortgage Banker is looking for experienced loan processors/Underwriters. You must have at least two years of mortgage loan processing experience. You will be responsible for performing a variety of loan documentation duties, using comprehensive knowledge of policies and...

  • Mortgage Business Analyst

    4 weeks ago

    Mount Laurel, United States Triunity Software Full time

    Job DescriptionJob DescriptionPosition: 2 roles Must have skills: Business Analyst with Mortgage LOSNote: Salesforce skills preferred and not a mandateJunior role for this. The need is for someone with 8-10 years experience.We are working with leading technologies to help transform our business for our clients. We are searching for Business Analyst to join...

  • Construction Portfolio Loan Specialist

    6 days ago

    Mount Laurel, United States TD Bank Full time

    **Work Location**: Remote Mount Laurel (NJ) **Hours**: 40 **Pay Details**: $25.00 - $40.25 USD **Line of Business**: Personal & Commercial Banking The **Construction Portfolio Loan Specialist **is responsible for administering and monitoring a Commercial Construction loan portfolio. The job assesses and maintains compliance with loan documentation and...

  • Senior Business Analyst

    1 month ago

    Mount Laurel, United States Triunity Software Full time

    Job DescriptionJob DescriptionLocation: Mount Laurel, NJPosition: 2 roles ( 50% work from office)Must have skills: Business Analyst with Mortgage with Strong communication skills.Note: Salesforce skills are preferred and not mandateLook for a Business analyst or a Business systems analyst who is good at system analysis along with data modelling and SQL...

  • Loan Operations Specialist

    1 week ago

    Mount Pleasant, United States Guaranty Bancshares, Inc. Full time

    Our Company's culture supports customers in achieving their financial goals and dreams. The Loan Operations Specialist position is a back office position with minimal customer contact. This position will perform a variety of clerical duties related to the booking and documentation of loans, such as scanning, filing and reviewing loan input and documentation...

  • Associate Attorney Mount Laurel, NJ

    4 weeks ago

    Mount Laurel, United States Stern & Eisenberg PC Full time

    Job DescriptionJob DescriptionLicensed Default Attorneys are responsible for overseeing all aspects of mortgage and lending client case portfolios from assignment to conclusion.Duties & Responsibilities:Drafts legal pleadings, notices of hearings, motions, and orders.Researches and analyzes statutes, judicial decisions, legal articles, codes, and the...

  • Commercial Closing Specialist I

    1 week ago

    Mount Laurel, United States TD Bank Full time

    Work Location: Mount Laurel, New Jersey Hours: 40 Pay Details: $22.00 - $31.50 USD Line of Business: Personal & Commercial Banking **Job Description**: - The Commercial Closing Specialist I is responsible for managing closed loans which includes funding, boarding, collateral perfection as well as exception management in accordance with Bank policies,...

  • FAST GROWING GEICO LOCAL OFFICE

    2 weeks ago

    Laurel, United States GEICO Full time

    Job DescriptionJob DescriptionJoin a very select group of agents at the new GEICO Local Office of Laurel. It has never been a better time to join GEICO as we are the fastest growing auto insurer in the last 15 years! With GEICO growing at this pace, it allows our top agents a real opportunity for career growth. We have developed incredible relationships...

  • Business Intelligence Analyst

    3 weeks ago

    Mount Laurel Township, United States Pinnacle Treatment Centers Full time

    Business Intelligence Analyst  Hybrid role based out of our Mt. Laurel, NJ Corporate Office We offer competitive salary, full benefits package, Paid Time Off, and opportunities for professional growth. Pinnacle Treatment Centers is a growing leader in addiction treatment services. We provide care across the nation touching the lives of more than...

  • Outpatient Pulmonologist Needed in Ohio

    2 weeks ago

    Mount Vernon, United States CompHealth Full time

    Posted 30+ days agoPermanentMount Vernon, OhioQuick Facts Loan repayment available $50k bonus towards mortgage if they live within Knox County $5k - $6k for CME 5 - 6 weeks of vacation per year Only straight pulm Have equipment for EBUS 1:3 call rotation Monday through Friday work schedule from 8 am - 5 pm