Mortgage Underwriter

5 days ago


Marietta GA United States Credit Union of Georgia Full time

Are you looking for a rewarding career with an organization that puts people first? Credit Union of Georgia is looking for a talented mortgage underwriter to help our growing mortgage team.

The role of a Mortgage Underwriter encompasses analyzing and verifying loan applications, evaluating risk, and making loan eligibility decisions. An underwriter should be able to exercise sound judgment based on detailed analysis and ensure all documentation complies with internal policies, secondary market guidelines, and relevant regulations.

This is an in person opportunity. It is not remote or hybrid.

Responsibilities

  • Responsible for upholding and adhering to Credit Union of Georgia brand standards including following all the steps of our unique member journEASE experience and to Engage, Ask, Solve, and Excite and deliver top level member service every time.
  • Reviews the residential loan application file for accuracy and completeness. Determines if the application meets established internal policies and procedures, secondary market guidelines, and mortgage regulatory compliance.
  • Utilize Freddie Mac Loan Product Advisor or manual underwriting methods in reviewing loans.
  • Effectively communicate loan decisions and requirements to Mortgage Processor and/or Mortgage Loan Originator.
  • Promptly provide responses and documentation for Quality Control audit findings.
  • Assist with or provide team training as needed to keep team abreast of secondary market, mortgage insurers or compliance changes.
  • Each member of the team should be able to communicate efficiently and openly to achieve goals in a collaborative, positive manner. Team member will demonstrate flexibility and serve as back-up in other mortgage roles, as needed.
  • Complete additional training when assigned to stay abreast of compliance, guidelines, servicing, and market changes.
  • Comply with all Credit Union policies and procedures, applicable laws, and regulations, including but not limited to, the SAFE Act, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
  • Other duties as assigned by Mortgage Management.

Qualifications

  • Proficient technical skills
  • Experience with mortgage loan software
  • Effective communication skills (written, verbal, and interpersonal)
  • Strong analytical skills and attention to detail
  • Time management and organizational skills
  • Ability to explain technical concepts in simple terms.
  • Willingness to learn new concepts to grow and advance.
  • Maintain a professional image that represents the values of Credit Union of Georgia
  • Be an ambassador for exceptional internal and external member service.

Experience

  • Minimum five years of similar or related experience.
  • Proven work experience as a Mortgage Underwriter or similar role preferred.

Education/Certifications/Licenses

  • A two-year college degree or completion of a specialized course of study at a business or trade school is preferred.
  • Incumbents are required to maintain their registration active, and current, with the National Mortgage Licensing System (NMLS) throughout their employment.

Credit Union of Georgia is an equal opportunity employer.

No phone calls. No recruiters.



  • Marietta, United States Credit Union of Georgia Full time

    Are you looking for a rewarding career with an organization that puts people first? Credit Union of Georgia is looking for a talented mortgage underwriter to help our growing mortgage team. The role of a Mortgage Underwriter encompasses analyzing and verifying loan applications, evaluating risk, and making loan eligibility decisions. An underwriter should...


  • Marietta, United States Credit Union of Georgia Full time

    Are you looking for a rewarding career with an organization that puts people first? Credit Union of Georgia is looking for a talented mortgage underwriter to help our growing mortgage team.The role of a Mortgage Underwriter encompasses analyzing and verifying loan applications, evaluating risk, and making loan eligibility decisions. An underwriter should be...


  • Marietta, United States Credit Union of Georgia Full time

    Are you looking for a rewarding career with an organization that puts people first? Credit Union of Georgia is looking for a talented mortgage underwriter to help our growing mortgage team.The role of a Mortgage Underwriter encompasses analyzing and verifying loan applications, evaluating risk, and making loan eligibility decisions. An underwriter should be...


  • New York, NY, United States R&J Capital Group, LLC Full time

    About Us:R&J Capital Group, LLC is a leading multistate mortgage brokerage firm licensed in New York, New Jersey, Connecticut, Pennsylvania, California, Florida, Texas, Maryland, North Carolina, Virginia, Indiana, and Colorado. We pride ourselves on our reputation for providing world-class service, backed by hundreds of 5-star Google reviews, and a...


  • Boca Raton, FL, United States Digital Risk Full time

    Job descriptionWho we areDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Alpharetta, GA, USA, United States Delta Community Credit Union Full time

    Mortgage Underwriter Job DescriptionDelta Community Credit Union is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a crucial role in analyzing and underwriting credit and collateral documentation related to residential first and second mortgages.You will apply your knowledge of Fannie Mae and Delta Community...


  • Buffalo, NY, United States Hunt Mortgage Full time

    Company Description Hunt Mortgage is a mortgage lending institution based in Buffalo, NY. We offer a variety of high-quality mortgage programs including purchase, refinance, debt consolidation, and home improvement loans tailored to each client's needs. Our dedicated staff of mortgage service professionals ensures accessibility and strives to secure the best...


  • Elmhurst, IL, United States Stonehaven Mortgage Full time

    Company DescriptionStonehaven Mortgage is an Illinois mortgage bank located in Elmhurst, IL, committed to providing exceptional service with the lowest rates and quickest turn times. All loans are processed, underwritten, and closed by experienced professionals to ensure a smooth and timely closing process. Stonehaven Mortgage is dedicated to delivering a...

  • Mortgage Originator

    2 weeks ago


    , KS, United States Motto Mortgage Charged Full time

    We are seeking a skilled Mortgage Originator to join our team at Motto Mortgage Charged. As a Junior Loan Officer, you will be responsible for guiding applicants through the home loan process, building relationships with potential clients, and converting leads into applications and closed loans.Key Responsibilities:Engage with company-provided leads and...

  • Underwriter

    5 days ago


    Fort Lauderdale, FL, United States A&D Mortgage LLC Full time

    A&D Mortgage Financial Holding Company successfully providing residential and commercial loans for more than 20 years, based in Florida. We represent our A+++ service in states but are striving to obtain licenses in every State of the US and to become a Nationwide Mortgage Lender.Our employees are our most valuable resource and their knowledge and expertise...

  • Underwriter

    4 days ago


    Fort Lauderdale, FL, United States A&D Mortgage LLC Full time

    A&D Mortgage - Financial Holding Company successfully providing residential and commercial loans for more than 20 years, based in Florida. We represent our A+++ service in states but are striving to obtain licenses in every State of the US and to become a Nationwide Mortgage Lender.Our employees are our most valuable resource and their knowledge and...


  • Wichita, KS, United States Equity Bank Full time

    Position: Mortgage Underwriter (not remote)All the relevant skills, qualifications and experience that a successful applicant will need are listed in the following description.Department: Mortgage OperationsLocation: Wichita, KS (on-site)Status: FT/ HourlyJump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community...


  • , TX, United States First Community Mortgage Full time

    Mortgage Loan Processor Job DescriptionWe are seeking a highly skilled Mortgage Loan Processor to join our team at First Community Mortgage. As a Mortgage Loan Processor, you will play a critical role in ensuring the smooth processing of mortgage loans from application to closing.Key Responsibilities:Review and analyze loan applications to ensure compliance...

  • Mortgage Loan Officer

    19 hours ago


    Miami, FL, United States Paramount Residential Mortgage Group Inc. (PRMG Inc.) Full time

    Company DescriptionParamount Residential Mortgage Group Inc. (PRMG Inc.) started in 2001 with 3 employees in Southern California and has now grown to be among the Top 10 largest independently held mortgage lenders in the nation. PRMG is known for its commitment to service, teamwork, and delivering exceptional experiences to clients. Headquartered in Corona,...


  • Chelmsford, MA, United States Nextgen Mortgage, Inc. Full time

    Company DescriptionWe are a highly respected local mortgage broker licensed in New Hampshire, Massachusetts, Maine, and Florida. Our dedication to providing exceptional service to both our customers and industry partners has earned us an A+ rating with the Better Business Bureau and 5-star reviews across platforms like Google and Facebook. Join us and be...

  • Mortgage Processor

    3 weeks ago


    Bryn Mawr, PA, United States Wilmington Savings Fund Society Full time

    Job DescriptionAt WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, opportunities to advance, and more. We are the premiere, locally...


  • Chelmsford, MA, United States Nextgen Mortgage, Inc. Full time

    Company DescriptionWe are a highly respected local mortgage broker licensed in New Hampshire, Massachusetts, Maine, and Florida. Our dedication to providing exceptional service to both our customers and industry partners has earned us an A+ rating with the Better Business Bureau and 5-star reviews across platforms like Google and Facebook. Join us and be...

  • Underwriter

    2 weeks ago


    Trenton, NJ, United States TEKsystems Full time

    Description:The Underwriter is responsible for performing a manual review of a complete assumption package, inclusive of all supporting documentation. The Underwriter will determine if the applicant qualifies to assume liability of the loan based on a credit review. This position will also be responsible for direct oversight of the Processors in the...

  • Loan Officer

    5 days ago


    Pleasanton, CA, United States Diversified Mortgage Group Full time

    Company DescriptionDiversified Mortgage Group, a division of CMG Mortgage Inc., is a licensed mortgage lender based in Pleasanton, CA. The company is committed to providing equal housing opportunities and offers credit subject to approval. Diversified Mortgage Group is dedicated to upholding industry standards and regulations to serve its clients effectively...


  • Scottsdale, AZ, United States Arizona Seller Financing, LLC Full time

    Company DescriptionArizona Seller Financing, LLC located in Scottsdale, AZ, provides an opportunity for buyers who are unable to secure traditional bank financing to achieve immediate homeownership. Through the innovative U-pick Seller Financing program, unqualified buyers can purchase any home currently for sale. Founded by Jeff Gross, Arizona Seller...