Mortgage Loan Officer

3 months ago

Hagerstown, United States Disability Solutions Full time
Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a commissioned career opportunity that will be based of the Hagerstown, MD market.

Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.

Responsibilities

  • Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
  • Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.


Qualifications

Required Education

High School Diploma or equivalent.

Required Experience

1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.

1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

This position is fully commissioned.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

NMLS

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

  • Mortgage Loan Officer

    5 months ago

    Hagerstown, United States Fulton Financial Corporation Full time

    Overview This is a commissioned career opportunity that will be based of the Hagerstown, MD market. Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances...

  • Mortgage Loan Officer

    3 months ago

    Hagerstown, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Originator

    4 weeks ago

    Hagerstown, Maryland, United States Fulton Financial Corporation Full time

    Job SummaryFulton Financial Corporation is seeking a skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for originating and processing mortgage loans for our customers. This is a commissioned career opportunity that will be based in the Hagerstown, MD market.Key ResponsibilitiesDevelop and expand referral...

  • Mortgage Loan Originator

    5 days ago

    Hagerstown, Maryland, United States Fulton Bank Full time

    We are seeking a Mortgage Loan Originator to join our team at Fulton Bank in Hagerstown, MD. This is a commissioned career opportunity that offers a competitive salary and a comprehensive benefits package.Job DescriptionThe successful candidate will be responsible for soliciting first mortgages through contacts with realtors, builders, and developers. They...

  • Senior Commercial Relationship Manager

    4 weeks ago

    Hagerstown, Maryland, United States AmeriServ Financial Full time

    Job Summary: We are seeking a highly skilled Senior Commercial Relationship Manager to join our team at AmeriServ Financial. As a key member of our commercial banking team, you will be responsible for developing and expanding profitable commercial relationships by identifying financial needs and recommending appropriate solutions.Key Responsibilities:Develop...

  • Business Banking Specialist

    3 weeks ago

    Hagerstown, Maryland, United States F&M Trust Full time

    WHO ARE WE? F&M Trust is a community bank deeply rooted in South Central Pennsylvania, with a presence in Maryland since mid-2022. Our expansion into the Washington County market has shown a demand for underserved commercial customers who can benefit from a mid-size community bank.ABOUT THE ROLE We are seeking an experienced Commercial Services Relationship...

  • Interior Electrician

    3 weeks ago

    Hagerstown, Maryland, United States Army National Guard Full time

    Job Overview: As a member of the Army National Guard, you will play a vital role in the installation and repair of electrical systems in various settings, including offices, repair shops, and airplane hangars. Your expertise will ensure the safety and efficiency of these systems, making you an invaluable asset to the team. Key Responsibilities: • Inspect...

  • Senior Commercial Banking Specialist

    1 month ago

    Hagerstown, Maryland, United States jcw llc Full time

    About UsWe are a community-focused bank dedicated to fostering strong relationships and supporting local businesses. Our mission is to deliver exceptional financial services and create lasting partnerships within the Hagerstown area.Position OverviewAs a Commercial Relationship Manager, you will play a key role in our mission to deliver exceptional financial...

  • VP Relationship Manager

    2 months ago

    Hagerstown, United States JCW Full time

    About Us:Join a community-focused bank dedicated to fostering strong relationships and supporting local businesses. We are seeking an experienced Commercial Relationship Manager to play a key role in our mission to deliver exceptional financial services and create lasting partnerships within the Hagerstown area.Position Overview:As a Commercial Relationship...

  • VP Relationship Manager

    1 month ago

    Hagerstown, United States JCW Full time

    About Us:Join a community-focused bank dedicated to fostering strong relationships and supporting local businesses. We are seeking an experienced Commercial Relationship Manager to play a key role in our mission to deliver exceptional financial services and create lasting partnerships within the Hagerstown area.Position Overview:As a Commercial Relationship...

  • Associate Dentist

    4 weeks ago

    Hagerstown, United States Pine Dentistry & Braces - a Benevis company Full time

    Overview: Work for a company that is truly making the world a happier place, one smile at a time! At Benevis, we create over a million smiles a year in the communities we serve and believe that every person deserves access to quality, affordable dental care. This mission drives everything we do! With over 3000 employees in offices across the country from...

  • Associate Dentist

    3 weeks ago

    Hagerstown, United States Pine Dentistry & Braces - a Benevis company Full time

    Overview: Work for a company that is truly making the world a happier place, one smile at a time! At Benevis, we create over a million smiles a year in the communities we serve and believe that every person deserves access to quality, affordable dental care. This mission drives everything we do! With over 3000 employees in offices across the country from...

  • Associate Dentist

    2 months ago

    Hagerstown, United States Benevis Full time

    Overview Work for a company that is truly making the world a happier place, one smile at a time! At Benevis, we create over a million smiles a year in the communities we serve and believe that every person deserves access to quality, affordable dental care. This mission drives everything we do! With over 3000 employees in offices across the country from...

  • Associate Dentist

    2 months ago

    Hagerstown, United States Pine Dentistry & Braces - a Benevis company Full time

    Overview: Work for a company that is truly making the world a happier place, one smile at a time! At Benevis, we create over a million smiles a year in the communities we serve and believe that every person deserves access to quality, affordable dental care. This mission drives everything we do! With over 3000 employees in offices across the country from...

  • Recruiter

    1 month ago

    Hagerstown, United States PeopleShare Full time

    Are you looking to join a dynamic, fun and fast paced team where your work is appreciated and your ideas are valued? PeopleShare is immediately hiring a full time Recruiter for our branch located in Hagerstown, MD! This position is a ton of fun, working with a team of world-class recruiters. We have an amazing training program.Join our team -- it's very...

  • Care Management Nurse

    4 weeks ago

    Hagerstown, Maryland, United States Concerted Care Group Full time

    Care Management Nurse Job DescriptionKolmac Integrated Behavioral Health and Concerted Care Group (CCG) is a leading outpatient treatment provider in the Mid-Atlantic region. We are committed to treating individuals whose lives have been impacted by substance use and mental health disorders.We provide compassionate and evidence-based treatment, aimed at...

  • Care Management Nurse

    2 months ago

    Hagerstown, United States Kolmac Clinic Full time

    OverviewKolmac Integrated Behavioral Health and Concerted Care Group (CCG) is a leading outpatient treatment provider in the Mid-Atlantic region. We are committed to treating individuals whose lives have been impacted by substance use and mental health disorders. We do this by providing compassionate and evidence-based treatment, aimed at improving the...

  • Associate Dentist

    2 months ago

    Hagerstown, MD, United States Benevis Full time

    Overview Work for a company that is truly making the world a happier place, one smile at a time! At Benevis, we create over a million smiles a year in the communities we serve and believe that every person deserves access to quality, affordable dental care. This mission drives everything we do! With over 3000 employees in offices across the country from...