Compliance Paralegal

Emporium TPO has been named a Top Workplace in the 2024 Scotsman Guide

Emporium is a wholesale origination platform dedicated to servicing professional mortgage brokers and non-delegated correspondent lenders. Our aspirations at Emporium are simple: build a team of talented individuals with shared values who think and behave like owners, create a culture focused on exceptional customer service, and deliver quality products and returns to stakeholders. Come join us

The Compliance Paralegal will support the Chief Compliance Officer/Corporate Counsel and the compliance department with various legal and compliance tasks. This role involves handling operational legal questions related to loan closing documents (e.g., entity documents, POAs, and Trusts), assisting with vendor and non-disclosure agreements, and providing regulatory compliance guidance.

We need a legal/compliance professional who can think creatively, pivot quickly to address daily questions, and confidently offer clear guidance. Our ideal candidate is personable, adaptable, organized, and comfortable with mortgage lending. To excel in this role, strong communication skills, the ability to handle a regulatory-focused legal role, and effective management of multiple priorities and deadlines are essential.

Responsibilities:

• Serve as point of contact for internal and external clients on contractual matters
• Perform moderately complex legal compliance research, apply results to facts, and develop and communicate legal conclusions, including interpretation of federal and state mortgage lending laws and regulations
• Review legal entity documents to assist loan operations in compliant loan closings, including Power of Attorney and Trust documents
• Resolve complex issues or projects where professional expertise is required to apply law, regulation, policies and guidelines.
• Answer escalated compliance questions related to legal interpretation and provide guidance and training to other associates
• Assist in the preparation of reports for senior management and external regulatory bodies, as appropriate.
• Maintain strong understanding of consumer compliance mortgage lending (federal and state) compliance laws.
• Contribute to a positive culture based on continuous learning, professional growth and development.
• Assist the Chief Compliance Officer/Corporate Counsel with other tasks as directed

Requirements:

• A post-baccalaureate paralegal certificate or associate’s degree in paralegal studies and/or a paralegal certificate from a state bar association or an association of legal assistants, or equal.
• 3 years of experience in a legal role supporting a mortgage origination, compliance and/or legal department
• At least 1 year of experience reviewing and assisting with non-disclosure agreements, and vendor contracts
• Knowledge of residential lending industry processes and regulations required
• Knowledge or experience working in a real estate law and/or title services helpful
• Ability to read and interpret documents such as procedure manuals, legal correspondence or regulations to disseminate requirements
• Demonstrated detailed oriented professional
• Creative problem-solving skills matched with strength in executing under pressure.
• Self-motivated with proven ability to take ownership, initiative, and accountability.
• Strong attention to detail with a high level of integrity and organizational capacity to manage multiple projects simultaneously.
• Excellent interpersonal communication skills, both oral and written.
• Ability to use independent judgment and be entrusted with confidential information
• Ability to think, remember, and learn new information to apply to job functions

Why Join Us?

Comprehensive Benefits: Start enjoying our benefits from the 1st of the month following your hire date:

• Choose from several comprehensive medical plans, dental, vision, etc.
• Company paid Life Insurance, Short and Long Term Disability Coverage

Employee Assistance Program: Free confidential help with a variety of personal, work-life, and concierge needs.

Legal Assistance: Provided via Hyatt Legal for estates, creating wills, or civil matters.

Supportive Work-Life Balance:

• 9 Company Holidays, plus your birthday off as an additional holiday.
• 2 Floating Holidays.
• PTO and/or Sick Days.
• Voting Time Off.
• Paid Parental Leave.
• Bereavement Leave.

Career Development: Continuous growth opportunities through paid training and a collaborative culture.

Tuition Reimbursement: Financial help for your career and educational goals.

Financial Security: 401K plan to secure your future.

Team Bonding: Company outings and virtual happy hours to foster a collaborative culture.

Birthday Surprise: We celebrate your birthday with a tasty surprise from us

Emporium is an equal opportunity employer. At Emporium we are committed to treating all Applicants and Associates fairly based on their abilities, achievements, and experience without regard to race, national origin, sex, age, disability, veteran status, sexual orientation, gender identity, or any other classification protected by law