Customer Service Representative

1 week ago

Dedham, United States South Shore Bank Full time
Summary

At Dedham Savings, we believe that being here for the journey means supporting our clients in a friendly and professional manner every day. While our employees are committed to helping our clients, we are committed to our employees. After all, we wouldn't have made it nearly 200 years as a local neighborhood bank without them To support our employees, we offer a competitive benefits package with Medical, Dental, Vision, Flexible Spending, Tuition Reimbursement, Childcare, Retirement, Life Insurance, and many other benefits.

PURPOSE

Under the general supervision Branch Manager, performs a variety of customer service and related duties to meet sales and service objectives and ensure the ongoing effectiveness of customer service in conformance with established Bank policies, strategies, and procedures.

ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Greet customers of the Bank cordially and professionally and provide efficient, effective, and courteous customer service in person and via telephone. Perform a variety of customer service duties. Open and close accounts and process a wide variety of transactions. Process necessary paperwork. Respond to customer inquiries.
  • Understand, explain, and cross-sell products and services of benefit to the customer such as checking and savings accounts, certificate of deposit accounts, individual retirement accounts (IRA), loan products, credit cards, debit cards, and digital services.
  • Maintain current knowledge of all Bank products and services.
  • May perform teller duties as required.
  • Process all necessary transactions and issue receipts accordingly.
  • Answer customer inquiries; investigate and correct errors, using Bank and customer records.
  • Admit customers to the safe deposit box vault area following Bank procedures. Open and surrender safe deposit boxes as requested.
  • Maintain current knowledge of passbook loans and forward them to appropriate personnel for underwriting and approval.
  • Accept line of credit (CheckProtec) applications and forward them to appropriate personnel for underwriting and approval.
  • Execute wire transfers of funds.
  • Process credit card applications.
  • Assist customers with Official check and Teller's check inquiries. Search for the status of a check. Obtain copies of cleared checks. Place stop payments. Reissue checks.
  • Assist customers with a wide range of IRA transactions. Trustee Transfers, Direct Rollovers, Rollovers. Process contributions and distributions.
  • May occasionally serve as back-up to Front Desk Coordinator.
  • Maintain and encourage an ongoing sales culture within the branch.
  • Perform clerical duties including, but not limited to, pending work and daily mail.
  • Ability to use Microsoft Word and Excel proficiently.
  • Ability to write professional, clear, concise correspondence to internal and external recipients.
  • Participate in the consolidation of daily teller work and the balancing of the ATM.
  • Acknowledge opportunities to generate referrals to other areas of the bank including but not limited to the Investment Center, Wealth & Asset Management (Plimoth Investment Advisers - PIA), Residential & Commercial Lending, and Business Banking Services.
  • Exhibit excellent customer service and actively participate in the Your Bank Rewards Referral Program.
  • Attending sales, service, and product training sessions regularly and actively participating in branch meetings.
  • Adhere to Bank's dress code policy.
  • Participate in community activities representing Dedham Savings.
  • Perform all duties by prescribed regulatory compliance guidelines. Ensure compliance with established security procedures as well as cash handling procedures.
  • Adhere to audit and regulation policies and procedures and complete annual training on all required regulations including but not limited to Regulation CC, AML/BSA, and GLB/Privacy.
  • Assist in ensuring the branch meets yearly goals.
  • Adhere to the Bank's privacy and data security policies including but not limited to safeguarding of sensitive information and complying with relevant regulations to protect non-public information.

Requirements

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.
  • High school diploma or general education degree (GED).
  • Minimum of one plus years of customer service or teller experience.
  • Demonstrated communication, customer service, and organizational skills.
  • Must have basic knowledge of bank products and services.
  • Able to use various types of office equipment, including computer terminals.
  • Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.
  • Ability to draft routine reports and correspondence.
  • Ability to speak effectively before groups of customers or employees of the organization.
  • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
  • Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
  • Ability to deal with problems involving several concrete variables in standardized situations.
  • To perform this job successfully, an individual should know Internet software, Spreadsheet and Word Processing software, and service bureau software applications.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.

While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand and walk. The employee must regularly lift and /or move up to 10 pounds.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.

The noise level in the work environment is usually moderate.

Dedham Savings is committed to providing equal opportunity for all employees and applicants without regard to race, color, religion, gender, sexual orientation, age, marital status, national origin, physical or mental disability, veteran or disability status, gender identity, or expression, citizenship, genetic information, ancestral origin, military status, pregnancy, childbirth, and or conditions relating to pregnancy or any other related medical conditions or any other status protected by Federal, State or local laws.

Dedham Savings strives to foster a culture where every voice is valued and where employees have a sense of belonging and connection with each other. We are dedicated to creating a work environment that understands, supports, and welcomes diverse perspectives and backgrounds. Together, we will create an inclusive and culturally competent and supportive environment where employees model behavior that enriches both Dedham Savings and the communities we support.

EOE/F/M/Vet/Disabled

Salary Description

$21.35 - $23.30 per hour

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