SBA Credit Risk Manager I

2 months ago


Greensboro, North Carolina, United States Truist Full time

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.

Need Help? )

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility )

(accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Responsible for optimizing profitability of the wholesale loan portfolio by maintaining proper balance between quality, profitability, and compliance in the assigned portfolio. Partner with Line of Business (LOB) segment leadership team to execute credit strategy in line with LOB targets and Truist stated risk tolerance. Leads a credit approval team of Credit Risk Officers/Portfolio Managers that inculcates credit culture through communication, guidance, training and development. Provides a leadership role in modeling behaviors that reflect strong judgment capabilities gained through broad and deep credit experience, constructive partnership and ability to navigate challenges that have potential impact on Truist profitability.

LOCATION:

* Must be able to come into the office 4 days a week (working 1 day remote)*

Please note: To be considered for this role, candidate(s) must be willing to be in the below posted location:

  • Atlanta, GA
  • Greensboro, NC
  • Richmond, VA
  • Orlando, FL
  • Charlotte, NC

No Full Remote/Telecommute. No Relocation Assistance

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

  1. Serve as a risk manager for commercial/wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organizations risk management culture, framework, and appetite
  2. Lead and manage a team of Credit Risk Officers/Portfolio Managers for small to moderate sized portfolio. Engage in the development of each teammate by providing timely constructive feedback/coaching and regular expectation setting and reinforcement. This includes oversight and inspection of adjudication behaviors and activities, including client selection, risk selection, underwriting exceptions, turn times and general level of engagement
  3. Provide indirect leadership to the LOB and Credit Delivery teams of the assigned portfolio through the delivery of credit training and mentorship of client facing lenders/Relationship Managers
  4. Exercise prudent credit judgment and guidance through individual delegated loan authority
  5. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local and national economic trends and market conditions

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  1. Bachelor's degree, or equivalent education and related training
  2. 5 years of experience in lending and/or credit experience
  3. Comprehensive financial credit risk and regulatory knowledge
  4. Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships

Preferred Qualifications:

  1. 10 years of experience in lending and/or credit experience
  2. Master's degree in business administration, finance, or accounting
  3. RMA - Credit Risk Certification
  4. Strong knowledge/experience with SBA loans

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site )

. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law )

Pay Transparency Nondiscrimination Provision )

E-Verify (https://e-)



  • Credit Risk Analyst

    2 weeks ago


    Greensboro, North Carolina, United States Volvo Group Full time

    Exciting Career Opportunity:Become a vital member of the team at Volvo Financial Services (VFS), where you will contribute significantly to the development of sustainable transportation financing solutions. As a leader in the provision of financial services for the truck, construction, and bus sectors, VFS is seeking a Retail Credit Underwriter to work...


  • Greensboro, North Carolina, United States Volvo Group Full time

    Exciting Career Opportunity:Become a vital member of the team at Volvo Financial Services (VFS), where you will contribute significantly to the development of sustainable transportation financing solutions. As a leading provider of financial services in the truck, construction, and bus sectors, VFS is seeking a Retail Credit Underwriter to work closely with...


  • Greensboro, North Carolina, United States Bell Partners Inc Full time

    Job SummaryThe Legal and Compliance Manager will have the direct responsibility for assisting the Chief Compliance Officer with maintaining an effective legal, risk, and compliance program. This position will support all functions of the Legal and Risk Management team, managing and executing the day-to-day legal and risk administrative tasks, and acting as...


  • Greensboro, North Carolina, United States Summit Credit Union Full time

    Job SummaryWe are seeking a highly skilled Accounting Professional to join our team at Summit Credit Union. As a key member of our accounting department, you will be responsible for performing a variety of duties related to the accounting functions within the credit union.Key ResponsibilitiesAccounting Operations: Balance data received from data processing...


  • Greensboro, North Carolina, United States L and I Inc. Full time

    Job Summary:We are seeking an experienced Area Director to oversee the operations of multiple stores for L and I Inc. As a key member of our leadership team, you will be responsible for driving business growth, improving efficiency, and ensuring exceptional customer experiences.Key Responsibilities:Develop and implement strategic plans to drive business...


  • Greensboro, North Carolina, United States One Medical Full time

    About One MedicalOne Medical is a primary care provider that is redefining the healthcare landscape by making quality care more affordable, accessible, and enjoyable. We are dedicated to transforming healthcare, enhancing the experience for patients, providers, employers, and health networks alike. Our integrated in-office and 24/7 virtual care services,...


  • Greensboro, North Carolina, United States One Medical Full time

    About One MedicalOne Medical is a primary care provider redefining the healthcare landscape by making quality care more affordable, accessible, and enjoyable. We are on a mission to revolutionize healthcare, enhancing the experience for all stakeholders - from patients and providers to employers and health networks. Our integrated in-office and 24/7 virtual...

  • Financial Accountant

    2 weeks ago


    Greensboro, North Carolina, United States Summit Credit Union Full time

    POSITION SUMMARY: This role is chiefly accountable for adhering to established procedures in executing financial operations. The individual will undertake various responsibilities related to the accounting functions within the credit union, encompassing the following tasks: KEY RESPONSIBILITIES:Core responsibilities include the following; additional tasks...


  • Greensboro, North Carolina, United States Cone Health Full time

    Job Summary:Cone Health is seeking a skilled Physical Therapist I to join our team. As a Physical Therapist I, you will play a vital role in evaluating patients' physical abilities, developing personalized treatment plans, and implementing therapeutic interventions to optimize functional abilities.Key Responsibilities:Evaluate patients' physical abilities,...


  • Greensboro, North Carolina, United States One Medical Full time

    About One MedicalOne Medical is a primary care provider that is redefining the healthcare landscape by making quality care more accessible, affordable, and enjoyable. Our mission is to transform healthcare, enhancing the experience for patients, providers, employers, and health networks alike. With our integrated in-office and 24/7 virtual care services,...


  • Greensboro, North Carolina, United States One Medical Full time

    About One MedicalOne Medical is revolutionizing primary care by making it more affordable, accessible, and enjoyable for everyone. We are dedicated to transforming healthcare to enhance the experience for patients, providers, employers, and health networks alike. Our comprehensive in-office and 24/7 virtual care services, along with on-site labs and...


  • Greensboro, North Carolina, United States Volvo Group Full time

    Exciting Career Opportunity:Become a vital member of the team at Volvo Financial Services (VFS) and contribute to the development of sustainable transportation solutions. As a prominent provider of financing options for the truck, construction, and bus sectors, VFS is seeking a Retail Credit Underwriter. In this role, you will work closely with essential...


  • Greensboro, North Carolina, United States Just What I Needed Child Development Center Inc Full time

    About Just What I Needed Child Development Center Inc. At Just What I Needed Child Development Center Inc., we are dedicated to providing a nurturing and stimulating environment where children can thrive. Our experienced and passionate team of educators is committed to fostering each child's social, emotional, intellectual, and physical development. Lead...


  • Greensboro, North Carolina, United States Bell Partners Inc Full time

    Join Bell Partners, a leading name in multi-family housing At Bell Partners, our mission is to be the apartment company of choice by creating value and honoring commitments to our residents, partners, and associates. We currently own or manage over 85,000 units in North America and continue to grow.The Compliance and Legal Operations Manager position is...


  • Greensboro, North Carolina, United States Bell Partners Inc Full time

    Join Bell Partners, a prominent name in the multi-family housing sector At Bell Partners, our mission is to be the apartment company of choice by creating value and honoring commitments to our residents, partners, and associates. We currently own or manage over 85,000 units in North America and continue to grow.The Compliance and Legal Affairs Manager...


  • Greensboro, North Carolina, United States Bell Partners Inc Full time

    Join Bell Partners, a prominent name in the multi-family housing sector At Bell Partners, our mission is to establish ourselves as the preferred apartment company by delivering value and fulfilling our commitments to residents, partners, and associates. We currently oversee or manage over 85,000 units across North America and are on a path of continuous...


  • Greensboro, North Carolina, United States Bell Partners Inc Full time

    Join Bell Partners, a premier name in multi-family housing At Bell Partners, our vision is to be the preferred apartment company by delivering value and fulfilling commitments to our residents, partners, and team members. We currently oversee or manage over 85,000 units across North America and are on a path of continuous growth.The Compliance and Legal...

  • Program Coordinator

    2 weeks ago


    Greensboro, North Carolina, United States Apple Rock Full time

    Position OverviewThe Program Coordinator is accountable for directing and supervising a variety of initiatives within the organization, ensuring timely completion, adherence to budgetary constraints, and compliance with quality benchmarks. This position demands robust leadership skills, outstanding organizational capabilities, and effective communication...


  • Greensboro, North Carolina, United States Bell Partners Inc Full time

    Join Bell Partners, a leading name in multi-family housing At Bell Partners, our mission is to be the preferred apartment company by delivering value and upholding commitments to our residents, partners, and team members. We proudly own or manage over 85,000 units across North America and are on a path of continuous growth.The Compliance and Legal Affairs...


  • Greensboro, North Carolina, United States BASYS Full time

    SummaryMaintain a positive work atmosphere by behaving and communicating in a manner consistent with the mission, vision and values of the organization. Develop and maintain bank relationships to obtain leads for sales. Develop new business by contacting businesses outside the banking relationship via phone and face to face.Duties & ResponsibilitiesEssential...