Accounting Representative

Founded by a small group of educators, Michigan Schools & Government Credit Union (MSGCU) has been providing quality financial services to the community for 70 years and welcomes everyone in Michigan to bank with us. We are financial champions committed to helping our members achieve financial success by rallying behind them and their goals. As the sixth largest Credit Union in Michigan, MSGCU has 24 branch offices in southeast Michigan. We have over 450 team members, more than 145,000 members, $4 billion in assets, and a 97% member satisfaction rating for two decades. We are a caring organization that strives to ensure an equitable and inclusive culture where everyone is valued and respected. With regular coaching and continuing education, we grow champions – team members dedicated to championing the success of our members. Our commitment to team member engagement has contributed to the honor of being named a Top Workplace by The Detroit Free Press thirteen years in a row. If you have a passion for helping people and providing exceptional and dependable service, we want you on our team Information about our comprehensive total rewards package can be foundhere . Overview of Responsibilities Performs a variety of accounting and clerical duties within the Accounting Department and assists others within the department and throughout MSGCU with accounting needs. Payment and Transaction Processing Originates, processes, and reviews member and MSGCU payments such as wire transfers, ACH transactions, share draft clearings, mobile deposits and Federal Reserve Bank (FRB) returns while following established procedures and regulatory requirements. Investigates and processes payment exceptions related to share drafts, ACH, wire, and payroll and escalates unresolved exceptions to the Accounting Supervisor. Assists with resolving member disputes and unauthorized claims for ACH, ATM, and check transactions. Remits governmental payments and maintains related records. General Ledger Maintenance Posts transactions to general ledger and subsidiary ledger accounts according to established procedures and timelines. Maintains supporting documentation and reports out-of-balance conditions to the Accounting Supervisor. Reconciles general ledger accounts to supporting reports or subsidiary ledgers and investigates discrepancies. Prepares financial data for analysis. Help Desk Support Monitors and responds to help desk requests related to various accounting functions, including Automatic Clearing House (ACH) and Electronic Funds Transfer (EFT) transactions, stop payments, mobile deposits, and wire transfers. Researches account activity to resolve member and team member inquiries. Accounts Payable Monitors and completes the accounts payable process, including invoices payments, corporate credit card transactions, and team member reimbursements. Ensures accuracy, timeliness, proper classification, and adherence to strong internal controls within the disbursement process. Core Competencies Member Focus : Uses effective listening skills to gain insight and understanding, resolve problems, and determine the needs of others in order to build strong relationships (internal/external) and achieve results in a professional, efficient, and courteous manner. Financial Acumen : A high level of analytical skill to understand and interpret financial data. Action Oriented : Takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm with a high degree of reliability, thoroughness, and attention to detail. Possesses strong organizational skills and the ability to manage and prioritize multiple tasks and responsibilities simultaneously. Communicates Effectively : Develops and delivers multi-mode communications that effectively convey financial information, policies, procedures, and objectives to audiences with varying needs and abilities. Instills Trust : Gains the confidence of others by modeling honesty, integrity, and authenticity. Models behaviors that align with organizational values. Makes responsible choices and exemplifies courage by stepping up to address difficult issues and saying what needs to be said. Maintains a trusting relationship with all team members. Self-Development : Actively seeks new ways to grow and be challenged using both formal and informal development channels. Education and Experience Requirements Associate degree in Finance, Accounting, Business Administration, or related field preferred. 1 year of financial institution and accounting related experience required. Working knowledge of regulations that govern credit union operations including, Electronic Fund Transfer Act (EFT), Bank Secrecy Act (BSA), Federal Reserve Operating Circular 4, National Automated Clearing House Association Rules (NACHA), Office of Foreign Assets Control Compliance (OFAC), and Uniform Commercial Code (UCC) Article 4A. Working Conditions Office and branch location environment with little discomfort from noise, extreme temperature, dust, or other factors. Occasionally required to travel throughout MSGCU’s service area as business needs require. Exposed to potentially hazardous conditions, such as robbery. Receives detailed instructions and security procedures on an annual basis to minimize risk. This work involves sitting most of the time with brief periods of walking or standing and may occasionally require lifting and/or moving up to 10 pounds. Compensation and Benefits Competitive salaries are just the starting point for MSGCU team members. We also champion our team members with generous health benefits, vacation time, retirement plan contributions and discounts on loans and phone service also come with the job. Base hourly pay begins at $18.50 / hour Medical, dental and vision on your first day You can choose the most generous Health Savings Account (HSA)-eligible medical plan with no monthly premium for you (and your family) If you are at least 21 years old, you will receive a 3% contribution from MSGCU, and a 100% match for the next 7% you contribute to your 401(k) You will enjoy 12 paid holidays and up to 120 hours of PTO your first year of service (pro-rated based on start date) 40400 Garfield Rd, Clinton Township, MI 48038, USA Get directions to this location on Google Maps. #J-18808-Ljbffr