Credit Administrator

Summary:

Oversee Credit Administration staff by leading, training and ensuring high quality support to lending staff.

Responsibilities:

• Ability to preform all Credit Administrator duties with the ability to lead by example, troubleshoot and provide coverage as needed.
• Manage and support Credit Administrators in all areas of their duties to include training, coaching, mentoring and performance management including annual performance reviews and administering disciplinary action as needed.
• Oversee the creation and maintenance of loan department procedures and training manuals.
• Assist with exam, internal audit and external audit preparation.
• Prepare agendas and facilitate lending staff meetings.
• Assist in managing loan department software parameters, that is consistently being utilized effectively to eliminate risk.
• Perform duties of loan officer including conducting thorough financial analysis of loan applications, evaluating creditworthiness and risk assess of potential borrowers, guiding customers through the loan application process, collecting proper documentation and maintaining credit relationship after booking loan.

Required Knowledge:

• Familiarity with LaserPro and Fiserv preferred.
• Experience managing others.
• 5+ years lending experience.
• Strong familiarity of lending processes, procedures, rules, regulations, and compliance. Knowledge of federal, state and local levels of loan processing laws and regulations with the ability to communicate these laws in a non-technical and conversational manner to customers and employees.
• Strong familiarity with loan documentation including preparation and other administrative tasks.

Reports to:

Senior Executive Vice President - Lending

Direct reports:

Credit Administrators