Lock Desk Analyst

1 week ago

San Diego, California, United States Mortgage Capital Trading, Inc Full time $40,000 - $80,000 per year

Job description

Want to get in on the ground level of the largest capital markets firm in the US? This is the best time to start a career in the Secondary Market of the Residential Mortgage space; a sector that is the backbone of this country and continues to drive our economic growth. No previous mortgage experience necessary. MCT will provide in-depth, hands-on training through its Secondary Mortgage Bootcamp to set you up for success. Come, work for a company that believes in the benefit of a hybrid/remote workforce that has been named one of San Diego's Best Places to Work

Description:

This is an entry level position with the Lock Desk Division. Lock Desk Analysts provide specialized analytical support to clients in the management of their rate lock process for the sale of residential mortgages on the secondary mortgage market. Analysts are responsible for reviewing and verifying lock requests, committing loans to investors, distributing confirmations, entering data accurately and efficiently in multiple loan origination systems, pricing loan scenarios in multiple products and pricing engines, and for routinely identifying issues, compiling and analyzing data and creating reports.

Duties and Responsibilities:

Job duties include accurately and efficiently entering loan information required for locking, relocking, modifying and extending mortgage commitments, as well as verifying pricing on all lock requests and confirmations, committing loans to investors via the internet, phone, fax or email prior to daily investor deadlines. Other duties include assisting inbound callers with pricing registration questions and procedures, reconciling daily locks, providing price quotes for rates not published on rate sheets, resolving price discrepancies at the time of lock and loan purchase.

Requirements:

The ideal candidate for this entry level position must be motivated to work quickly and accurately in a fast-paced environment that is driven by ever-changing global market conditions. They must possess the ability to quickly learn how to operate a wide variety of software systems and must be proficient in the use of Microsoft Excel, Word, and Outlook. They must have excellent written and verbal communication skills, problem solving ability and an aptitude for mathematics.

Job Type: Full-time

Pay: $20.00 per hour

Benefits:

  • 401(k)
  • Dental insurance
  • Employee assistance program
  • Flexible schedule
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Parental leave
  • Vision insurance

Application Question(s):

  • Will you now, or in the future, require sponsorship for employment visa status (e.g. H-1B visa status)?

Education:

  • Bachelor's (Required)

Work Location: Remote

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