Sr. Commercial Lender

2 days ago

Durham, North Carolina, United States M&F Bank Full time

POSITION SUMMARY

The main focus of this position is to develop and strengthen the loan referral network using leads to achieve loan goals. The Sr. Commercial Lender will be responsible for exploring and pursuing new markets for loan products, analyzing loan requests and preparing written evaluations and recommendations for approval, as well as coordinating the loan closings, ensuring the documents are properly prepared and executed. He/she will sustain productive relationships with borrowers and assist with problem loans. In addition, the Sr. Commercial Lender will arrange and coordinate technical assistance to existing and prospective borrowers to help them improve their current operations and /or future business plans.

GENERAL QUALIFICATIONS

Knowledge: Bachelor's degree is required (a concentration in Business, Accounting, Finance or related field is preferred). Excellent knowledge and understanding of commercial loan processing, procedures, and due diligence is required. Comprehensive understanding of business development strategies, techniques, and business operations, to include: Loan policy, procedures, forms, documentation, sales, credit analysis, financial statement analysis and recovery is required. Knowledge of all applicable lending and other regulations governing business loans. Mortgage lending certification is a plus.

Experience: A minimum of ten years of experience in business or commercial lending is required.

Skills: Must be able to communicate effectively and professionally both verbally and in writing with investors, real estate brokers, etc. Ability to prioritize and meet deadlines. Self-motivated and detail oriented. Strong problem-solving and organizational skills. Ability to analyze loan requests and make solid, informed and accurate recommendations. Ability to develop detailed project plans and meet target deadlines and loan goals. Ability to perform job responsibilities honestly and ethically. A strong analytical background is a must.

ESSENTIAL FUNCTIONS

  • Conceptualizes, develops, and implements strategies for developing perspective business accounts to achieve loan goals.

  • Manages and markets loan products and services to small business focusing on increasing product penetration, profitability, client satisfaction, and client retention.

  • Possesses effective networking capabilities and assists staff in creating and understanding the importance of utilizing this critical competency. Works with various business, civic, social organizations, and centers of influence to contribute to attaining the ongoing goals of the Bank.

  • Responsible for analyzing and segmenting business portfolios to evaluate risk and performance to risk expectations.

  • Monitors the commercial loan portfolio to identify problem loans and loans with deteriorating credit situation. Takes immediate action to address and correct the situation. In addition, maintains close knowledge of each client's business accounts, and loans to avoid and minimize associated risk.

  • Advises Chief Lending Officer on external factors that may affect establishment of lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to established policies and procedures.

  • Senior Underwriter

    6 days ago

    Durham, North Carolina, United States HCi Advisory Group Full time $83,000 - $110,000

    Partner Community Capital is seeking a Senior Underwriter to play a pivotal role in evaluating, structuring, and managing our small business lending portfolio. This is an exciting opportunity to help make a meaningful difference for entrepreneurs in underserved markets. The Senior Underwriter reports to the EVP, Chief Credit Officer.   The Senior...

  • Inside Sales Representative

    1 day ago

    Durham, North Carolina, United States Tergus Pharma Full time

    We are seeking a highly self-motivated, competitive Inside Marketing and Sales representative to join our organization. This position will play a critical role in nurturing Leads, positioning the service lines, and establishing a positive brand impression.  Proactively prospect into targeted accounts, leveraging the R&D and CDMO Industry's best techniques...

  • Sr Admin Assistant

    3 days ago

    Durham, North Carolina, United States IQVIA Full time $46,115 per year

    Job OverviewScheduling of appointments with executives, external partners, customers and other stakeholders as determined by prioritySupport business operations meeting cadence and prep.Independently research, compile data and compose both routine and non-routine correspondence, reportsEssential FunctionsManage multiple calendars and scheduling of...

  • General Manager, HOI

    5 days ago

    Durham, North Carolina, United States Credible Full time $150,000 - $250,000 per year

    Who is Credible?We are a marketplace where users can compare personalized, prequalified rates and quotes from multiple lenders and carriers, for student loans, mortgages, personal loans, and insurance.We're challenging the status quo by giving power to the consumer. We believe in a world where 'ethical', 'lending', and 'insurance' can coexist, so we set out...

  • Sr. Assistant General Counsel

    7 days ago

    Durham, North Carolina, United States Strata Clean Energy Full time $120,000 - $250,000 per year

    SummaryStrata Clean Energy, as a national developer, contractor, owner and operator of solar energy and batteryenergy storage projects, provides its attorneys with a multi-disciplinary law practice. Strata's attorneys serve askey members of the legal department and assist the General Counsel and other members of Strata's executiveteam in executing overall...

  • Prime Contracts Manager

    4 days ago

    Durham, North Carolina, United States Strata Clean Energy LLC Full time $120,000 - $180,000 per year

    Summary:The Prime Contracts Manager is a key individual contributor who assesses and formulates Strata's commercial positions for, and negotiates, some of Strata's most complex contracts. Given Strata's role as both a project developer/owner and an EPC contractor for renewable energy projects, this role provides a key driving force for completing both...

  • HVAC Mechanic, Sr.

    3 days ago

    Durham, North Carolina, United States Duke Careers Full time $22 - $36

    Take Your Expertise to the Next Level at DukeBe You.Are you a seasoned HVAC professional ready to tackle complex challenges in a research environment?As a Senior HVAC Mechanic at Duke University, you'll perform advanced troubleshooting, maintenance, and repair on critical heating, ventilation, and air conditioning systems across our research facilities. Your...

  • Associate Director, Client Services

    6 days ago

    Durham, North Carolina, United States IQVIA Full time $79,600 - $221,900

    Associate Director, Client Services - Clinical Trial PaymentsOverviewIQVIA is a leading global provider of advanced analytics, technology solutions, and clinical research services to the life sciences industry. IQVIA creates intelligent connections across all aspects of healthcare through its analytics, transformative technology, big data resources and...

  • Curam Database Admin- Sr

    1 day ago

    Durham, North Carolina, United States vTech Solution Full time

    Company Description vTech can help you avoid the daunting task of writing and posting job offers, shifting through resumes and laboring through the lengthy interview process. Our Staffing solutions will allow you to elude those tasks and place topnotch, high-caliber professionals in the position you need to fill.We use our expertise, knowledge, and global...

  • Scientist / Sr. Scientist - QA Batch Disposition

    6 days ago

    Durham, North Carolina, United States Eli Lilly Full time $65,250 - $169,400 per year

    At Lilly, we unite caring with discovery to make life better for people around the world. We are a global healthcare leader headquartered in Indianapolis, Indiana. Our employees around the world work to discover and bring life-changing medicines to those who need them, improve the understanding and management of disease, and give back to our communities...