Credit Analyst II
1 week ago
Description
CREDIT ANALYST II
Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity’s loan portfolio. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. While knowledge of commercial lending and credit analysis are valuable, so too is a heart for service. Do you have a passion for numbers and people? Let’s talk.
The Candidate For This Position Will Be Responsible For
- Analyzing and documenting risk components related to loan requests from customers.
- Analyzing financial documentation, including: cash flow statements, rent rolls, borrower financial statements and tax returns on commercial borrowers.
- Preparing loan approval reports and performing collateral reviews.
- Ensuring conformity with Fidelity Bank lending policies.
- Interacting regularly with Lending Officers and, as necessary, with customers.
- Complying with regulations, policies and standards of Fidelity Bank.
- Presenting to the Corporate Loan Committee.
Requirements for the position include:
- A Bachelor’s degree in a business-related field.
- Analytical ability with excellent attention to detail.
- Strong verbal and written communication skills.
- High level of competence regarding Microsoft Word and Excel.
- The ability to work late and/or flexible hours.
- Commercial, credit, and loan administration experience.
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