Mortgage Loan Officer

3 days ago

Albuquerque, United States Kirtland Federal Credit Union Full time
Job DescriptionJob Description

Working at Kirtland CU is more than a job-it's a career, and one in the financial world We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment.

We are currently seeking a Mortgage Loan Originator to join Kirtland Credit Union This is a regular, full-time, 100% On-Site position based at our Home Loan Center in Albuquerque.

Join the rest of our teammates and become eligible for a generous benefits package that we offer:

• Medical, Dental and Vision Insurance

• 401(k) Retirement savings program that includes employer match.

• Paid time off with accrual starting from day one.

• 11 Paid holidays off during the year

• Tuition Reimbursement for College Degrees

• Employee Clothing Advance

• Fitness Reimbursement Program

• Employee Assistance Program

• Short- and Long-Term Disability

• Travel Assistance

This is what we would like you to do:

• Responsible for creating an exceptional member experience through origination of long-term mortgage loans, real estate, lot, construction, and home equity loans.

• Conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation.

• Conveys policies for extension of credit in accordance with compliance with FNMA, FHA, VA, GNMA and/or Kirtland Credit Union (KCU) guidelines/policies.

Primary Job Duties:

• Interviews, takes applications, and processes preliminary documentation on mortgage and home equity loan requests.

• Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members.

• Effectively manages application pipeline to efficiently initiate mortgage applications within established service level standards.

• Assumes responsibility for establishing and maintaining effective and professional business relations with members, realtors, home construction and other mortgage industry professionals such as appraisers, escrow officers, and title companies.

• Answers questions and requests and resolves problems.

• Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel and with management.

Education/Certification:

• Bachelor’s degree in business or related field preferred.

• Current NMLS license or ability to obtain one.

Experience Required:

• Three-five years of experience working with mortgage and home equity loans preferred.

• Strong understanding of credit analysis, mortgage underwriting guidelines and mortgage loan qualifications.

• Proficient with mortgage products, regulations, and processes for Conventional, FHA, VA, and Adjustable-Rate Mortgages.

• Demonstrated experience with meeting and exceeding goals.

• Experience with member experience, identifying needs and providing solutions in a professional manner.

Required knowledge, skills and abilities:

• Strong knowledge in determining credit worthiness and analyzing credit reports.

• Proficient with all mortgage calculations.

• Knowledge of Credit Union loan policies, products, procedures, processing,

• Knowledge with title reports, insurance, and appraisals.

• Thorough knowledge of Federal mortgage-related laws: RESPA, Truth in Lending Act-REGZ; Homeownership and Equity Protection Act (HOEPA); Homeowners Protection Act (HPA); Equal Credit Opportunity Act (ECOA); Fair Credit Reporting Act (FRCA); Fair and Accurate Transaction ACT (FACTA); Gramm-Leach-Bliley Financial Modernization Act (GLBA-Regulation P); Home Mortgage Disclosure Act (HMDA-Regulation C); Mortgage Disclosure Improvement Act (MDIA); Housing and Economic Recovery Act; New Ability-to-Repay Requirements and Qualified Mortgage Standards

• Proficient with mortgage products, regulations, and processes for Conventional, FHA, VA, and Adjustable-Rate Mortgages.

• Proficient with home equity loans and home equity lines of credit, preferred.

To apply for this exciting opportunity, visit our careers page at www.kirtlandcu.org/careers

Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.




PI7b10e25df02c-25405-36036258

  • Loan Officer Mortgage Expert

    4 days ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Job SummaryKirtland Federal Credit Union is a dynamic organization that prides itself on helping employees learn, grow, and advance in their careers. We offer a highly competitive salary, great benefits package, and an energetic work environment.The ideal candidate will have three to five years of experience working with mortgage and home equity loans, a...

  • Senior Mortgage Loan Officer

    6 days ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Why Work with Us?Kirtland Federal Credit Union values its employees and strives to create a work environment that fosters growth and development. Our competitive salary and comprehensive benefits package demonstrate our commitment to supporting your career goals.About the RoleThis full-time position is based at our Home Loan Center in Albuquerque, where you...

  • Mortgage Loan Processor

    3 days ago

    Albuquerque, United States Kirtland Federal Credit Union Full time

    Job DescriptionJob Description Working at Kirtland CU is more than a job-it’s a career! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a competitive salary, great benefits package and an energetic, vibrant work environment. Visit our careers page on our website to view our exciting opportunities...

  • Mortgage Loan Operations Specialist

    1 week ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    About the JobWe are looking for a detail-oriented and organized individual to fill this key role in our mortgage department. The successful candidate will have a solid understanding of mortgage-related requirements, procedures, and underwriting criteria.As a Mortgage Loan Processor, you will be responsible for reviewing new loan applications, initial...

  • Mortgage Loan Processor Specialist

    7 days ago

    Albuquerque, New Mexico, United States Kirtland Credit Union Full time

    About the RoleWe are seeking a skilled Mortgage Loan Processor Specialist to join our team at Kirtland Credit Union.The ideal candidate will possess excellent communication skills and have experience in mortgage lending or real estate loan processing. This is a full-time on-site position at our Home Loan Center in Albuquerque, NM.Key ResponsibilitiesServe as...

  • Mortgage Loan Originator

    2 months ago

    Albuquerque, United States D.R. Horton, Inc Full time

    Description D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for...

  • Mortgage Loan Originator Professional

    6 days ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    About the RoleWe are seeking a skilled Mortgage Loan Originator to join our team at Kirtland Federal Credit Union. As a key member of our mortgage department, you will be responsible for originating long-term mortgage loans, real estate, lot, construction, and home equity loans.Key responsibilities include conducting initial pre-qualification interviews,...

  • Mortgage Branch Manager Retail Producing

    4 weeks ago

    Albuquerque, NM, United States Castle & Cooke Mortgage Full time

    Mortgage Branch Manager Retail ProducingAlbuquerque, NM Full Time Ready to Take Your Mortgage Lending Career to New Heights? At Castle & Cooke Mortgage, where we're not just building strong futures for our clients but empowering YOU to thrive and grow your business in the industry. As a Mortgage Branch Manager on our team, you'll enjoy a dynamic role with...

  • Mortgage Loan Operations Specialist

    1 week ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Job OverviewKirtland Credit Union is a leading financial institution that offers a highly competitive salary, great benefits package, and an energetic work environment. We are currently seeking a skilled Mortgage Loan Processor to join our team at the Home Loan Center in Albuquerque, NM.This full-time position comes with a SIGN ON BONUS and eligibility for a...

  • Fha Mortgage Origination

    3 weeks ago

    Albuquerque, United States Leidos Inc Full time

    Description Leidos is seeking full-time & part-time Mortgage Origination Professionals at the FHA Resource Center in Albuquerque, NM. (There is an opportunity for telework after training upon performance and customer approval.)Our Leidos Customer Service team supports the US Department of Housing and Urban Development (HUD), Office of Single-Family Housing...

  • FHA Mortgage Origination

    2 months ago

    Albuquerque, United States Leidos Full time

    Description Leidos is seeking full-time & part-time Mortgage Origination Professionals at the FHA Resource Center in Albuquerque, NM. (There is an opportunity for telework after training upon performance and customer approval.)Our Leidos Customer Service team supports the US Department of Housing and Urban Development (HUD), Office of Single-Family Housing...

  • FHA Mortgage Origination

    2 months ago

    Albuquerque, United States Leidos Full time

    Description Leidos is seeking full-time & part-time Mortgage Origination Professionals at the FHA Resource Center in Albuquerque, NM. (There is an opportunity for telework after training upon performance and customer approval.) Our Leidos Customer Service team supports the US Department of Housing and Urban Development (HUD), Office of Single-Family Housing...

  • FHA Mortgage Origination

    2 months ago

    Albuquerque, United States Leidos Full time

    Description Leidos is seeking full-time & part-time Mortgage Origination Professionals at the FHA Resource Center in Albuquerque, NM. (There is an opportunity for telework after training upon performance and customer approval.)Our Leidos Customer Service team supports the US Department of Housing and Urban Development (HUD), Office of Single-Family Housing...

  • Long-Term Mortgage Lending Professional

    7 days ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    About Kirtland Federal Credit UnionKirtland Federal Credit Union is a member-owned, not-for-profit financial cooperative dedicated to providing exceptional member experiences. Our commitment to community involvement and employee growth has earned us a reputation as a trusted partner in the region.Salary RangeThe estimated annual salary for this position is...

  • Home Mortgage Document Coordinator

    1 week ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Education and ExperienceTo be successful in this role, you will need:An Associate's degree in business or a related field (preferred)Three years of mortgage lending or real estate loan processing experience (preferred)Two years of financial institution experience (helpful, but not required)Experience with calculating loan-to-value and debt-to-incomeYou...

  • Bilingual FHA Mortgage Origination

    2 months ago

    Albuquerque, United States Leidos Full time

    Description Leidos is seeking full-time & part-time Mortgage Origination Professionals at the FHA Resource Center in Albuquerque, NM. (There is an opportunity for telework after training upon performance and customer approval.)Our Leidos Customer Service team supports the US Department of Housing and Urban Development (HUD), Office of Single-Family Housing...

  • Loan Processing Professional

    6 days ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Key ResponsibilitiesThe successful candidate will have three years of experience in mortgage lending or real estate loan processing and a strong understanding of mortgage-related requirements, procedures, and underwriting criteria. They will also possess excellent communication skills, be able to work effectively in a team environment, and have a high level...

  • Home Loan Specialist

    4 days ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Why Join Our Team?At Kirtland Federal Credit Union, we value our employees' growth and development. As a Mortgage Loan Originator, you will have opportunities to advance in your career and make a meaningful impact on our members' lives.Our comprehensive benefits package includes medical, dental, and vision insurance, 401(k) retirement savings program with...

  • FHA Mortgage Servicing

    2 months ago

    Albuquerque, United States Leidos Full time

    Description Leidos is seeking full-time & part-time Mortgage Servicing Professionals at the FHA Resource Center in Albuquerque, NM. (There is an opportunity for telework after training upon performance and customer approval.)Our Leidos Mortgage Customer Service team supports the US Department of Housing and Urban Development (HUD), Office of Single-Family...

  • Financial Services Coordinator

    7 days ago

    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Duties and ResponsibilitiesReview and analyze mortgage loan files, including credit reports, income verification, and appraisal documentsRequest additional information from members as needed to complete loan applicationsEnsure compliance with regulatory requirements, including Fannie Mae Desktop Underwriting, FHA, VA, FNMA, and KCU lending policy and...