Long-Term Mortgage Lending Professional
5 days ago
Kirtland Federal Credit Union is a member-owned, not-for-profit financial cooperative dedicated to providing exceptional member experiences. Our commitment to community involvement and employee growth has earned us a reputation as a trusted partner in the region.
Salary Range
The estimated annual salary for this position is $70,000 - $90,000, depending on experience and qualifications.
Job Summary
We are seeking a skilled Mortgage Loan Originator to join our team at Kirtland Federal Credit Union. In this role, you will be responsible for creating exceptional member experiences through the origination of long-term mortgage loans, real estate, lot, construction, and home equity loans. Your primary duties will include conducting initial pre-qualification interviews, preparing complete loan application packages, and conveying policies for extension of credit in accordance with regulatory guidelines.
Responsibilities
- Conduct initial pre-qualification interviews to determine member eligibility for mortgage loans
- Prepare complete loan application packages, including necessary documentation
- Convey policies for extension of credit in accordance with regulatory guidelines
- Develop and maintain effective relationships with members, realtors, and other industry professionals
Benefits
Kirtland Federal Credit Union offers a comprehensive benefits package, including medical, dental, and vision insurance; a 401(k) retirement savings program with employer match; paid time off; and tuition reimbursement for college degrees. We also provide an employee clothing advance, fitness reimbursement program, employee assistance program, short- and long-term disability coverage, travel assistance, and more.
Requirements
- Bachelor's degree in business or a related field (preferred)
- Current NMLS licensure or ability to obtain one
- Three to five years of experience working with mortgage and home equity loans (desired)
- Strong understanding of credit analysis, mortgage underwriting guidelines, and mortgage loan qualifications
- Proficiency in mortgage products, regulations, and processes for Conventional, FHA, VA, and Adjustable-Rate Mortgages
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