Mortgage Loan Originator

3 weeks ago


Brownsville, Texas, United States American Neighborhood Mortgage Acceptance Company LLC Full time
Job Title: External Mortgage Loan Originator

At American Neighborhood Mortgage Acceptance Company LLC, we are seeking a highly motivated and experienced External Mortgage Loan Originator to join our team. As an External Mortgage Loan Originator, you will be responsible for establishing referral source relationships and generating new business opportunities for our company.

Key Responsibilities:
  • Build and maintain relationships with real estate professionals, title and escrow officers, financial advisors, and other relevant partners to generate new business opportunities.
  • Regularly participate in mortgage sales activities, including attending closings, open houses, and conducting seminars and other lead-generating events.
  • Analyze borrowers' financial information and pre-qualify them to determine the maximum mortgage amount they can afford.
  • Counsel borrowers on the home buying and financing process, advising them on different loan products and demonstrating how closing costs and monthly payments would vary under each product.
  • Collect financial information and other related documents as part of the application process.
  • Provide disclosures to borrowers, including truth-in-lending and good faith estimate.
  • Maintain regular contact with borrowers, real estate professionals, and lenders to apprise them of the status of the application and gather additional information as needed.
Requirements:
  • Must have a valid state license or certificate.
  • Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
  • Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Must be familiar with local, state, and national laws.
  • Must have excellent communication skills and the ability to analyze financial information.
  • Must be a sales-oriented self-starter.
Work Environment:

Travel is required 80% of the time. AnnieMac Home Mortgage is an Equal Opportunity Employer.



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