Loan Originator

2 months ago


Omaha, Nebraska, United States SummitHR Full time
Job Summary

SummitHR is seeking a highly skilled Loan Officer to join our team. As a Loan Officer, you will be responsible for developing new business, structuring, and closing loans, as well as maintaining and servicing an existing portfolio.

Key Responsibilities:

  • Manage customer relationships through the entire loan process, setting expectations, taking applications, and managing closings.
  • Collect and analyze information and documentation regarding the customer's employment, income, assets, credit history, and debts to determine the appropriate mortgage loan financing options.
  • Represent the company in the local community through active involvement in community affairs and by participating in marketing efforts of products and services.
  • Originate residential mortgage loans that meet established loan quality and production goals.
  • Respond to customer inquiries and referrals in a timely and professional manner.
  • Conduct interviews with prospective borrowers to analyze financial and credit data and determine customer financing objectives.
  • Manage overall customer interaction and interfaces with all parties involved on each individual loan from application to closing.
  • Negotiate terms, structure loan financing based on risk considerations, and present credits for approval.
  • Maintain a thorough knowledge of lending programs, policies, procedures, and regulatory requirements for Conventional, FHA, VA, NON-QM, and SAFE ACT guidelines.
  • Provide monthly projections for production on a timely basis.
  • Participate in internal meetings and required training.

Requirements:

  • Must have mortgage experience.
  • Must be a Licensed Mortgage Professional.


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