Credit Risk Senior Manager
1 month ago
The Credit Risk Senior Manager is responsible for managing the creation, implementation, and validation of various risk segmentation strategies, including adjudication, exposure management, risk segmentation, and financial return optimization. This role provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies to ensure decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines.
Key Responsibilities:- Design, develop, implement, and validate various First Party Fraud & Credit Abuse strategies.
- Manage the creation, implementation, and validation of risk segmentation strategies.
- Provide critical information, interpretative, and detailed analysis to support decision-making.
- Deploy critical credit risk rational strategies to ensure decisions are made within the TD risk appetite.
- Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below.
- 10+ years' experience required.
- Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages.
- Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS.
- Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker.
- Bachelor's degree required; master's degree preferred (e.g., Mathematics, Statistics Physics, Economics, Operations Research, Engineering, Business Administration, Finance or Computer Science).
- 10+ years of experience in First party fraud or credit risk management within the credit card sector of financial services.
- Understanding of payment risk, fraud life cycle management, including emerging fraud risks and trends is desired.
- Extensive experience working with SAS, SQL, Python, R, MATLAB, Tableau etc.
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
- Domestic Travel – Occasional
- International Travel – Never
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment - Continuous
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