Mortgage Loan Originator

3 weeks ago


Baltimore, Maryland, United States NFM, Inc. Full time
Job Title: Mortgage Loan Originator

Job Summary:

As a Mortgage Loan Originator at NFM, Inc., you will be responsible for originating residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage. You will generate leads to increase production and work with customers to identify and obtain permanent FHA/VA and conventional mortgage loans that best meet their financial needs and objectives.

Key Responsibilities:

* Interviews applicants over the phone to collect and analyze information regarding their income, assets, debts, and credit data
* Obtains and analyzes pertinent financial and credit data
* Independently assesses the applicant's creditworthiness
* Has authority to issue pre-qualification statements of borrowers' eligibility
* Possesses strong communication and negotiating skills and a willingness to provide exceptional customer service

Qualifications:

* Active MLO license

Essential Job Functions:

* Maintain an active Mortgage Loan Originator License
* Production at or above minimum level of: 9 or more closed loan transactions in a three-month period (Quarterly)
* Maintain outbound call metrics as established by Company lead prioritization cadence
* Input and submission of quality files to include complete 1003 and supporting documentation
* Maintain sales contact and pipeline throughout the entire loan process
* Effectively communicate, work with, and build relationships with all levels of constituents
* Responsible for generating business through the effective use of the Company provided leads and marketing strategies
* Responsible for structuring, presenting, and selling the loan to customers
* Collect required borrower information to recommend appropriate products or programs
* Regularly follow up with potential applicants via telephone, email, or written correspondence
* Development of sales based skill set including the ability to build customer base and secure new mortgage loan opportunities
* Learn Company systems to include LOS and CRM to effectively operate within Company prescribed contact strategies

Working Conditions:

* This position may require occasional overtime and travel
* The employer shall, in its discretion, modify or adjust the position to meet the company's changing needs
* The Loan Originator is expected to maintain satisfactory attendance and report to work on time every day
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