Mortgage Loan Officer

2 days ago


San Diego, California, United States Merchants Realty & Loan Corp Full time
Job OpportunityWe are seeking a skilled Mortgage Loan Officer to join our team at Merchants Realty & Loan Corp. In this role, you will be responsible for evaluating and processing loan applications for our VA client base. Your duties will include interviewing applicants to gather financial information, assessing creditworthiness, and discussing loan terms. The ideal candidate will possess excellent communication and customer service skills, as well as a deep understanding of the VA loan process. Responsibilities:
  • Conducting interviews with new VA applicants to gather financial information
  • Utilizing Salesforce to manage opportunities for new business
  • Evaluating creditworthiness and discussing loan terms with applicants
  • Processing loan applications and submitting files to underwriting
  • Clearing approval conditions and preparing transactions for closing
  • Providing rate quotes to prospective customers and assisting clients in understanding contract terms
  • Maintaining detailed records for all accounts
Requirements:
  • Military service is a plus
  • Previous experience as a Loan Processor is preferred
  • Familiarity with standard mortgage LOS systems, such as Calyx, Encompass, or LendingQB
  • Strong email organization and writing skills
  • Excellent customer service and communication skills
  • Strong grasp of VA loan-related concepts, including WebLGY, Lender Handbook, AUS, and more


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