Commercial Credit Manager

2 weeks ago


Sun City West, Arizona, United States Enterprise Bank and Trust Full time
Job Description
We are seeking a skilled Commercial Credit Manager to join our team at Enterprise Bank and Trust. In this role, you will be responsible for analyzing pertinent financial information and determining whether a credit is an acceptable risk. With a focus on developing and managing new commercial deposit and loan accounts, you will enhance existing relationships and drive business growth. Estimated salary: $100,000 - $160,000 per year. Your excellent analytical skills and ability to communicate complex financial concepts effectively will make you a valuable asset to our team. Additionally, you will participate in ongoing monitoring of existing loans for conformity to terms and conditions and contribute to cross-selling other banking products, including loans, deposits, and treasury management.

Key Responsibilities
This role involves identifying deposit-driven commercial relationships and presenting solutions using treasury management, wealth products, and other services. You will also manage and service commercial relationships by interviewing applicants and obtaining pertinent financial data. Furthermore, you will analyze financial statements and present a credit package for formal approval. To succeed in this position, you must have demonstrated skills in commercial credit underwriting, business development, and portfolio management for mid-sized companies. A strong working knowledge of regulations, compliance standards, market trends, and products relating to the banking industry is also necessary. Your expertise will enable you to recommend credits outside lending authority to the next level or present to Loan Committee in accordance with established procedures.

Requirements
A minimum of seven or more years of Commercial Lending experience is preferred. You must have excellent communication, presentation, and interpersonal skills, as well as superb people skills to work within a team environment and successfully develop and retain client relationships. Basic knowledge of personal computer hardware and software skills, including MS Word and Excel, is required.

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