Credit Risk Analyst

4 days ago


Springfield, Illinois, United States Central Bancompany Full time
Job Summary

We are seeking a skilled Credit Analyst to join our team at Central Bancompany. As a Credit Analyst, you will play a critical role in facilitating the credit extension decision-making process by conducting thorough investigations and analyses of routine financial data.

Key Responsibilities
  • Conduct in-depth analysis of financial statements and credit reports to assess creditworthiness and risk.
  • Research and analyze financial data to identify trends and patterns that may impact credit decisions.
  • Prepare and present credit reports and recommendations to senior management and loan committees.
  • Maintain accurate and up-to-date loan documentation files and ensure compliance with loan agreements.
  • Monitor the financial position of established accounts and identify potential irregularities.
  • Collaborate with other departments to ensure seamless communication and coordination.
Requirements
  • Bachelor's degree in Business or a related field.
  • Minimum 2 years of experience in credit analysis or a related field.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and as part of a team.
  • Proficiency in Microsoft Office, particularly Excel.
Working Conditions

This role is based in a typical office environment with minimal distractions. The ideal candidate will be able to work effectively in a fast-paced environment and prioritize tasks to meet deadlines.



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