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Auto Finance Consumer Underwriter

2 months ago


Minnesota, United States Ally Full time

The Opportunity

We're seeking a skilled Consumer Underwriter to join our team at Ally, a leading provider of auto finance products and services. As a Consumer Underwriter, you'll play a critical role in evaluating, negotiating, and deciding consumer offerings within our underwriting policies to drive business growth and customer satisfaction.

The Work Itself

  • Develop and maintain a portfolio of dealers, providing best-in-class relationship management and support to drive revenue growth and customer loyalty.
  • Leverage high-touch and high-tech capabilities to negotiate contracts and deliver exceptional customer experiences.
  • Build and cultivate strong relationships with dealers, leveraging market awareness, strong listening, and adaptability to drive business results.
  • Work collaboratively with cross-functional teams to drive business growth and customer satisfaction.

The Skills You Bring

  • 1+ years of experience in auto finance consumer underwriting or auto dealership finance, with a strong understanding of risk management principles and consumer credit.
  • Excellent sales, negotiation, problem-solving, and analytical skills, with the ability to work independently and drive business results.
  • Strong communication and interpersonal skills, with the ability to build and maintain relationships with dealers and internal stakeholders.
  • Ability to work in a fast-paced environment, with a high level of productivity and sense of ownership.

How We'll Have Your Back

At Ally, we offer a comprehensive compensation program that includes market-competitive base pay, pay-for-performance incentives, and a range of benefits to support your career growth and well-being. Our Total Rewards program includes:

  • Time Away: 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly.
  • Planning for the Future: industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs, and 529 educational save up assistance programs.
  • Supporting your Health & Well-being: flexible health and insurance options, employee, spouse, and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, and a total well-being program.
  • Building a Family: adoption, surrogacy, and fertility assistance, paid parental and caregiver leave, Dependent Day Care FSA, back-up child and adult/elder care days, and childcare discounts.
  • Work-Life Integration: Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program, and other employee discount programs.

Other Compensations: depending on the role, you may be eligible for travel allowances, relocation assistance, a signing bonus, and/or equity.