Senior Credit Manager

2 weeks ago


California, Missouri, United States Standard Bank of South Africa Limited Full time
Position Title: Senior Credit Manager - Consumer Banking

Job Summary:

Business Division:
Corporate & Investment Banking

The primary objective of this role is to ensure a streamlined and effective credit origination, approval, and management process for the designated Corporate & Investment Banking portfolio within the Consumer sector.

Foster and maintain collaborative relationships among all stakeholders in the CIB credit value chain, ensuring timely and effective management of the assigned portfolio while promoting skill sharing and personal development.


Credit Origination and Assessment:
Conduct thorough reviews and analyses of complex transactions to enable effective risk evaluations, gaining insights into potential risk implications.

Evaluate credit applications to determine alignment with the Bank's Credit Appetite and the profitability of each deal.

Ensure comprehensive credit risk structuring and that the initiation of new deals adheres to risk appetite and established turnaround times for the CIB Consumer Credit Risk team.


Ensure proficient management of the assigned portfolio: Utilize knowledge of Credit policies and practices to proactively identify and communicate emerging key risks.


Facilitate efficient engagement with internal and external stakeholders: Actively cultivate and manage relationships with essential internal and external parties.

Build and nurture relationships across the organization with various stakeholders, aiming to eliminate silos and enhance business growth.


Qualifications:
Hons/ Masters or other relevant industry qualifications (CFA, FRM)
CA / CIMA qualification is advantageous.

A minimum of 5 years of comprehensive understanding of accounting (both management and financial) to assess clients' financial strengths and weaknesses and identify potential credit proposal risks.

5-7 years of extensive conceptual and practical knowledge of credit procedures, policies, and standards within Corporate & Investment Banking, alongside a deep understanding of the bank's products and services that contribute to counterparty credit risk.

A seasoned grasp of Basel and broader regulatory and compliance requirements.

  • 7 years of experience and knowledge of risk systems monitoring and related procedures for analyzing client account behavior and identifying trends and shifts in credit risk profiles. A solid technical understanding of non-credit risks associated with transactions.
3-4 years of well-developed knowledge of financial markets, the global economy, and relevant regional geographies pertinent to the portfolio's operations.

3-4 years of seasoned understanding of lending and derivative products and services that contribute to counterparty credit risks, including the necessary documentation to manage those risks.

5 years of demonstrated experience in managing relationships with senior-level stakeholders.

  • California, Missouri, United States FLEXILOANS Full time

    About FlexiLoans:FlexiLoans is a cutting-edge digital financing platform aimed at addressing the challenges faced by small enterprises in securing prompt, adaptable, and sufficient funding for their growth. Our mission is to provide "Financial access at a click." Our team comprises exceptional individuals from various backgrounds, including former founders,...


  • California, Missouri, United States Tata Capital Full time

    Key Responsibilities:Evaluate and analyze a diverse array of intricate loan applications in accordance with established guidelines, making decisions or recommending approvals to senior management.Underwrite applications following the defined policies and procedures to meet the agreed service level agreements (SLAs) while managing business volumes in the...


  • California, Missouri, United States Enterprise Financial Services Corp Full time

    Vice President, Senior SBA Loan UnderwriterPosition Overview: As a key member of our team, the Vice President, Senior SBA Loan Underwriter plays a critical role in assessing and evaluating loan applications and financial documentation. This position is essential for ensuring that our lending practices align with the policies and guidelines set forth by the...


  • California, Missouri, United States Beachbody Full time

    Position: Senior Manager, AccountingLocation: RemoteEmployment Type: Full-TimeJob Overview:The Senior Manager, Accounting plays a crucial role in ensuring precise and timely revenue recognition in alignment with US GAAP and organizational policies. This position is integral to the Accounting team, overseeing general accounting operations and driving...


  • California, Missouri, United States IFSC Online Ltd. Full time

    About the RoleWe are seeking a highly experienced Senior Manager to lead our Public Sector team in delivering high-quality audit and advisory services to our clients. As a Senior Manager, you will be responsible for leading multiple audit engagements from planning through to finalisation of reports in line with agreed timescales.Key ResponsibilitiesLead...

  • Accounting Manager

    2 weeks ago


    California, Missouri, United States Frederictonchamber Full time

    Position Overview:We are looking for a qualified Accounting Manager or Senior Accounting Manager to join our dynamic team at Fredericton Chamber.About Us:Our firm is comprised of a dedicated team of professionals, including several CPA-designated members. We have experienced robust growth in recent years and expect this positive trend to continue.Role...


  • California, Missouri, United States AEVEX Aerospace Full time

    Position Overview:AEVEX Aerospace is seeking highly skilled Intelligence Operations Senior Analysts to enhance our support for USSOCOM.Role Responsibilities:The Intelligence Operations Senior Analyst will be tasked with the following:Conducting in-depth research and analysis to develop intelligence products tailored for senior military leadership.Engaging in...


  • California, Missouri, United States Twitch Full time

    About UsTwitch is a leading live streaming service with a global presence, catering to diverse communities centered around gaming, entertainment, music, sports, cooking, and more. It is where thousands of communities come together daily for various interests.We're a community-driven organization, both internally and externally. Our team members are eager to...


  • California, Missouri, United States Northwestern Mutual Investment Services, LLC Full time

    Company OverviewAt Northwestern Mutual Investment Services, LLC, we are committed to innovation and growth. We prioritize our employees and strive to make a positive impact in the community. Position SummaryThe Senior Risk Management Director is responsible for providing both strategic and operational oversight of the organization's property, casualty, and...


  • California, Missouri, United States Cloud Software Group Full time

    Job Description**Job Title:** Senior Commercial Portfolio Manager**Job Summary:**We are seeking a highly skilled Senior Commercial Portfolio Manager to join our team at Cloud Software Group. As a key member of our organization, you will be responsible for creating strategic engagement plans to drive business outcomes and increase adoption of our cloud...


  • California, Missouri, United States Savings Bank of Mendocino County Full time

    SUMMARYAre you an accomplished and driven professional with exceptional leadership and organizational capabilities? If you are eager to contribute to a community-focused institution that prioritizes the financial well-being of its clients while supporting local initiatives, then this opportunity may be for you. Savings Bank of Mendocino County, a trusted...


  • California, Missouri, United States Innovaccer Full time

    Senior Manager - General Ledger AccountingHello! You've reached this page, indicating your interest in joining our team. Let’s take a moment to explore what it’s like to be part of Innovaccer.Finance at InnovaccerOur finance department excels in maintaining financial integrity, ensuring compliance, and transforming numbers into actionable insights. We...


  • California, Missouri, United States Zoommetrix Full time

    About the RoleWe are seeking a highly skilled Senior Economist to join our team at Zoommetrix. As a key member of our forecasting research team, you will play a critical role in improving our forecasting research, strategy, and execution across the organization.Key ResponsibilitiesOwn research and development of critical forecasts, guiding analysts, data...


  • California, Missouri, United States Northern Impact LLC. Full time

    Position OverviewNorthern Impact LLC, a distinguished architecture firm, is on the lookout for a Senior Project Architect to enhance their dynamic team of architects and designers.This LA-based Architecture and Interiors Studio is comprised of a dedicated group of 40 creative professionals, with a commitment to fostering a collaborative environment. They...


  • California, Missouri, United States Northern Impact LLC. Full time

    Position OverviewNorthern Impact LLC, a recognized leader in architectural design, is looking for a Senior Project Architect to enhance our team of talented Architects and Designers.Our dynamic studio is composed of a dedicated group of professionals who are committed to innovative design and collaboration. We are currently expanding our team and are eager...


  • California, Missouri, United States Skyline Construction Full time

    About Skyline ConstructionSkyline Construction is a leading commercial interior construction company that has been building better together since 1996. As a 100% employee-owned, award-winning General Contractor, we pride ourselves on our commitment to excellence and our ability to deliver complex projects on time and on budget.Job SummaryWe are seeking an...


  • California, Missouri, United States U.S. Bank Full time

    Overview:At U.S. Bank, we are committed to excellence in serving our clients. Our mission is to empower individuals and businesses to make informed financial choices while fostering growth within the communities we serve.We recognize that our collective success relies on the unique contributions of each team member. A career with U.S. Bank opens doors to a...


  • California, Missouri, United States Insight Global Full time

    Company Overview: Insight Global is a leading provider of workforce solutions, dedicated to connecting top talent with innovative companies. We are currently seeking a highly skilled Senior Program Manager to join our team.Position Summary: The Senior Program Manager will play a pivotal role in overseeing the development and implementation of advanced...


  • California, Missouri, United States Incode Technologies Full time

    About the RoleWe are seeking a highly skilled Senior Product Manager to join our Enterprise team at Incode Technologies. As a key member of our product leadership team, you will be responsible for shaping the future of digital identity and developing cutting-edge products that cater to millions of users worldwide.Key ResponsibilitiesProduct Strategy and...


  • California, Missouri, United States Northwestern Mutual Investment Services, LLC Full time

    Company OverviewAt Northwestern Mutual Investment Services, LLC, we are committed to innovation and growth, investing in our people and making a positive impact.Position SummaryThe Senior Director will provide strategic and operational leadership for the Company's property, casualty, and bond risk management initiatives, overseeing the Insurable Risk...