Commercial Credit Risk Analyst
5 days ago
The Flagstar Bank is seeking a skilled Commercial Credit Risk Analyst to join its team. As a key member of the Commercial Credit Risk department, this role will play a vital part in supporting Portfolio Managers and Credit Officers in identifying credit risks and recommending appropriate loan structures.
Responsibilities:
- Spreading financial statements and assessing client compliance with financial covenants
- Complete analysis and review of new loan request packages to identify credit issues and recommend loan structure
- Prepare periodic reviews and analysis of existing commercial relationships focusing on leverage, key risk factors, repayment sources, cash flow, and ability to service debt
- Order due diligence reports as needed
- Monitor and track financial reporting requirements
- Assemble market/industry data into monthly reports for distribution to Credit staff
- Create/Update procedures to assist with cross-training among business segments
Requirements:
- Bachelor's degree required
- 1-2 years of related experience
- Proficient in MS Word, Excel, and PowerPoint
- Proactive and flexible with strong analytical skills, attention to detail, and problem-solving abilities
- Strong communication skills with ability to present clear recommendations based on analysis
- Adhere to regulatory and compliance policies and standards linked to the job and the team
Salary Range: $60,000 - $80,000 per year, depending on experience and qualifications.
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Commercial Credit Analyst
5 days ago
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Senior Financial Analyst
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