Senior Financial Analyst

4 days ago


Sterling Heights, Michigan, United States Disability Solutions Full time
Job Summary: The Flagstar Bank seeks a Senior Financial Analyst - Commercial Lending to provide critical support to Portfolio Managers and Credit Officers in identifying credit risks and developing strategies to mitigate them. As a key member of the Commercial Credit Risk department, this role will require strong analytical and problem-solving skills, excellent communication and presentation abilities, and a deep understanding of regulatory and compliance policies and standards.

Key Responsibilities:
  • Conduct thorough analysis and review of new loan request packages to identify potential credit issues
  • Develop and implement procedures to improve cross-training among business segments
  • Maintain accurate records and reports, including financial reporting requirements and due diligence reports
  • Collaborate with Credit staff to assemble market/industry data into monthly reports
  • Provide expert advice and guidance to Portfolio Managers and Credit Officers on credit risk management strategies

Requirements and Qualifications:
  • Bachelor's degree in Finance or related field
  • Minimum 1-2 years of experience in commercial lending or credit risk management
  • Expertise in MS Excel, Word, and PowerPoint
  • Proven analytical and problem-solving skills with ability to think critically
  • Excellent communication and presentation skills
  • Familiarity with regulatory and compliance policies and standards

Estimated Salary: $70,000 - $90,000 per year, commensurate with experience.

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